Loan sake fasalin kudin a cikin "Savings Bank" wata halitta mutum: da yanayi, kalamai, takardun da sake dubawa

Shan a matsayin aro daga Sberbank, wani mutum ba zai iya ko da yaushe cika sharuddan da kwangila. Rayuwa ci gaba, mutumin ya canja hali: sallama, saki aurensu cuta. Yana iya sanya sake fasalin kudin na mai aro daga Sberbank mutum. Yana ƙwarai facilitates hanya domin dawo banki bashi a wuya kudi halin da ake ciki.

Sake fasalin kudin ya kamata ba za a gauraye da refinancing. Refinancing - wannan batu na Sberbank aro kudi biya kashe bashin dauka fitar da wani mutum tare da wasu bankuna. Dalilin da refinancing ne mu hada da dama rance a cikin daya ko ragewan da sha'awa rates a baya bayar da rance.

Mẽne ne - da sake fasalin kudin na aro a cikin Savings Bank?

A halitta mutum za'a bashi taken zuwa sake fasalin kudin.

Yana kafa wani sa na ayyuka da banki ga borrower, wanda entails da dawowar rance ga abokan ciniki ba tare da compromising ta kudi matsayi. Sake fasalin kudin - shi ne don rage rance sha'awa kudi, mita na biya da kuma kara ko rage tsawon na aro.

Nau'in na aro sake fasalin kudin

Abin da iri faru sake fasalin kudin na rance a cikin Savings Bank? A halitta mutum ne aka ba da damar a zabi:

- kebewa daga biyan babba a kan rance, rance da borrower sa amfani kawai - hutu bashi. A wasu lokuta, da saki ke da cikakken adadin biya, amma kara ga wani lokaci. A wannan yanayin, akwai kuma disadvantages: da borrower razana overpayment a matsayin aro saboda karuwa da ta biya duration.

- Nenachislenie ko sokewa fanarite da kuma ban sha'awa cewa sun taso a sakamakon bata lokaci ba a biyan bashin.

- Rage adadin wata-wata biya ta kara lokaci na aro.

- Kafa na mutum jadawalin na biya zuwa borrower ya rage wuya biya. Wannan na iya zama wani canja wuri na biya kwanan wata, da kuma a rage a cikin gudunmawar a wasu watanni.

rance sake fasalin kudin sharuddan da Sberbank

Ta yaya ne, rance sake fasalin kudin na Savings Bank?

A halitta mutum dole ne sane da cewa a yanke shawara a kan bashin sake fasalin kudin daukan tukunya. A karkashin wani yanayi, Sberbank aka samar da taimako wajen bashi biya zuwa ta bashi. The Bank yana da hakkin a yi la'akari da aikace-aikace na bashi sake fasalin kudin a cikin wadannan lokuta:

- Da farko, shi ne bata lokaci a kan aro don fiye da kwana 30.

- Asarar da main iri samun kudin shiga - sallama.

- yanayi, qazanta ƙarin unplanned kudi na borrower - asarar ikon aiki, rashin lafiya, mutuwa na dangi.

- A adadin dalilai m yanayi (asarar ƙarin iri samun kudin shiga, ciki, asarar breadwinner, da barin sojojin, da dai sauransu).

- The mutuwa na bãshin. A irin haka ne, bayar da magaji ga sake fasalin kudin na aro a cikin Savings Bank. Shin yana yiwuwa a gabatar da shi, kuma kana bukatar ka yi?

Aikace-aikace don sake fasalin kudin

Aikace-aikace tsari za a iya cika a cikin reshe na Sberbank, da kuma download da form online, cika fitar da aika ta e-mail. Yana shakka bukatar saka da dalilai don sake fasalin kudin, iri samun kudin shiga ga biya na aro a kan sabon yanayi, da abu na jingina zuwa amince da rance (idan wani). Bayan wani gajeren lokaci da borrower daga banki zai kira kuma kira takamaiman sashen domin tattauna m co-aiki tsari. Sanya wa ma'abucin wani gwani, wanda ya tattauna da kara ayyuka da kuma jerin bukata takardun.

Takardu ga sake fasalin kudin

A takardun dole ne tabbatar da wani wuya kudi halin da ake ciki na borrower:

- aikin littafin tare da wani Littãfi daga sallama.

- Takardu gaskatãwa tabarbarewar a cikin kudi wuri: da oda, ko da wani kwafin samar da hutu mace a kan haihuwa bar, ko oda a kwafin daga arzikin iznin ba tare da biya.

- rashin lafiya iznin, bayani a kan tawaya.

- Bayani kan samun kudin shiga.

- fasfo na dan kasa na Rasha Federation.

A jerin takardun ne daban-daban ga kowane hali. Lokacin da ake ji da kuke bukata mafi dogara bayyana kudi halin da ake ciki na banki ma'aikaci. Ya kamata a tuna da cewa sake fasalin kudin yanke shawara da aka yi da Sberbank da mutum yana da wani hakki a kalubalanci kin amincewa da banki aikace-aikace. Ƙaddamar da takardun gwada. Sa'an nan a yanke shawara a kan yarda. Ga abin da ake nufi a PJSC "Sberbank" rance sake fasalin kudin. Sharuɗɗa da halaye da ya kamata a kayyade a cikin sashen.

A sake fasalin kudin da katin bashi

Katin bashi ne mafi m nau'i na cin kasuwa. Idan lokaci ba ya bice bashi a kan katin bashi a matsayin aro auna da kuma amfani hali bashi size tsiro. canja wuri na aro biya lokaci ;: Idan wani m yanke shawara a kan sake fasalin kudin na katin bashi bashin ga abokin ciniki wadannan yanayi na iya za a miƙa fashewa ban sha'awa da kuma babba biya a kan uniform. da karuwa a da balaga da rance da ta rage cikin wata-wata biya.

Sake fasalin al'amura na jinginar gida Sberbank

Don mutum wani damar ya canza jinginar gida aro. A dukiya ne mai garanti ga banki, don haka da banki ba ya kai hadarin rasa su kudi. Idan abokin ciniki tsaya a nan ba, da biyan bashi ma'aikata sayar da dukiya da kuma komawa da kudi.

Ga borrower akwai hadarin na asarar biya da cewa an riga an biya a kan jinginar gida. A lokaci na wata jinginar gida rance sake fasalin kudin manyan. The Bank iya ki biya kashi biya, jayayya da cewa ƙi abokin ciniki creditworthiness. A abokin ciniki kamata nace a kan arziki na sabis kungiyar, kamar yadda wannan shi ne hanya mafi kyau daga gare ta borrower.

reviews

Reviews bayar da shawarar cewa warwarewarsu kwangila a kan aro entails imposition na tarar, bugun fanareti. Don kauce wa kara bashi, borrower aka] auki matakan ya canza bashin. A wannan yanayin, da rance adadin samun fi girma, amma bashi karuwa ne da yawa karami adadin fiye da danniyan daga bugun fanareti da tara.

Customers gamsu da cewa akwai yiwuwar sake fasalin kudin. Yana ba ka damar kauce wa bayyanar a kan doorstep na bailiffs tare da yanke shawara a kan kwace dukiya saboda wannan sabis, zaka iya rabu da mu da wayar da kira tarin hukumomin, da kuma kauce wa bad bashi tarihi. Ana bashin da rance bayan da sake fasalin kudin da aka ba haramta.

Yanzu shi ne bayyananne yadda ya canza bashi na banki aro.