Capitalization ban sha'awa a matsayin mafi kyau duka hanya tara kudi

A duniya ta yau, mutane ne ƙara a lamba tare da kudi cibiyoyin kamar bankuna. Wani lokacin da ya je ga mabukaci bashi ko biya ga jama'a ayyuka, amma mafi sau da yawa shi ne so don bude nasu sunan a ajiya. Don kwanan wata, bankin ajiya ne daya daga cikin mafi mashahuri hanyoyin da za a ajiye da kuma tabbatar da zaman lafiyar na karuwa na kudi tsakanin daidaiku. Bayan duk, ba za a iya boye, cewa dukan mu an kore ta da ikon da soyayya da kudi da kuma kara da lambar a cikin walat. Wannan shi ne babban dalilin da soyayya na yawan for ajiya kayayyakin.

Fuskanci a karon farko tare da "dogon" jerin ajiya a banki za a iya a bit rikita da ta ɗaure, da cewa shi ne ainihin mafi kyau. Amma a kan lokaci, ka fara fahimtar ma'anar "capitalization ban sha'awa" da kyau phrases, da kuma cewa shi ne mafi wani zaɓi don samun mafi adadin kudi. Bari mu dauki wani kusa look at wannan ra'ayi.

Capitalization ban sha'awa - sauƙin wani hisãbi amfani da ajiya adadin da wasu periodicity nuna a cikin kwangila, tare da sakamakon cewa adadin ajiya da ƙarshen lokaci ne sosai "girma." Kawai sa - shi ne sha'awa a kan yawan cewa kudi bangaren da ake kira "fili amfani."

A duban farko, alama da taimakawa ga capitalization ban sha'awa ya kawo mafi samun kudin shiga. A gaskiya, wannan ƙarshe ne ephemeral, saboda yawanci aiki ne kawai a yanayin saukan daidai shekara-shekara amfani rates. Hakika, wata-wata capitalization ban sha'awa ba ka damar samun mafi girma samun kudin shiga idan aka kwatanta da sauran iri irin wannan ajiya da amfani rates, amma ba tare da capitalization, da kuma ajiye kudi a kudi hisabi accrued amfani. Kuma yana da kyau ga mabukaci, sabili da haka sosai.

Babban birnin kasar gudunmawar ake yanzu miƙa duk bankuna, ba tare da togiya, saboda wannan wani zaɓi ne mafi shahara tsakanin mutane. Bisa kididdigar da bakwai daga cikin goma na ajiya kayayyakin - ga capitalization, da kawai bambanci tsakanin su - da mita daga lissafi. More m wata-wata capitalization ban sha'awa, kazalika da kwata. capitalization kamfanonin sha'awar babu kasa da mutane. Bayan duk, idan akwai free kudi a wurare dabam dabam, me ya sa ba zuba jari a bankin sa'an nan samun wani adadin kudi da yake a cikin "tattalin arzikin" zai zo a m.

Da farko, duk da abũbuwan amfãni daga irin wannan ajiya kayayyakin ze fili, musamman amfanin ƙasa a cikin wannan adadin zuba jari da kuma kudi. Amma kar ka manta da cewa amfani ko rashin amfani duka biyu, m a kwatanta da analogues. Sau da yawa sosai, a ajiya da capitalization kudi na amfani ne m fiye da cewa a wasu lokuta, yana sanya shi a cikin wannan hakkin a matsayin wani nau'i na zuba jari. Wannan shi ne, a lokuta biyu za a iya zabar da sha'awa rates haka da cewa "yadda ya dace" na ajiya tare da capitalization kuma ba tare da, zai zama guda.

Capitalization ban sha'awa zai ba abokin ciniki matsakaicin kudaden shiga, idan ka zabi tsakanin gudummuwa a wannan kudi. Kawai a cikin wannan harka da shi zai kawo unequivocal ribar da wani talakawan na 0.5-0.8% a kowace shekara. Wannan ne, na tsawon lokaci adibas kara da amfani da fili amfani.

By zabar wani ajiya samfurin ya kamata a kusata cikin hikima, musamman idan adadin tsabar kudi mai kyau. Yana da abu daya don samun kashi m iya $ 10, amma quite wani idan ta 1000. Wannan shi ne wani gagarumin canji, kuma shi ba ya son ya rasa. Sabõda haka ku tuna, wasu na asali sauki dokoki da bukatar da za a shiryar da a zabar da irin ajiya.

Capitalization ban sha'awa za ta yi aiki xari bisa dari, idan kudi ne daidai da sauran kayayyakin, ba tare da fili amfani. Saboda haka, nazarin kayayyakin, kula da cikakkar darajar da kashi, da kuma capitalization. Kuma kada ku manta game da lokaci na ajiya da kuma mita ban sha'awa, saboda wadannan dalilai, da karshe samun kudin shiga dogara ba kalla a kan fare.

Kuma wata abu, babban hasara na adibas da fili amfani ne da rashi na da yiwuwar farkon ƙarshe. Wannan shi ne so gaba da lokaci zuwa koma ka kudi, duk percentages an fassara a cikin kudi na ajiya "a kan bukatar". Kuma wannan shi ne, a gaskiya ma dinari!

Juya zuwa ga banki a karon farko domin sanin mafi kyau duka ajiya, za ka iya tambaye sandan yin lissafi da kuma yawan amfanin ƙasa daga cikin mafi fi so zabin gudunmawar. A general, wannan zabi da ya kamata a shiryar da nasu a raga, wato, idan akwai wani dalili na jari na kudi - sha'awa capitalization daidai ku daidai!