Clearance. Credit Card ba tare da shekara-shekara da sabis

Katunan bashi sun zama quite m ga kayan aiki da tsabar kudi management. Suna dauke su irin rance mai sauƙi ne, don samun kuma dace ba. Duk da fadi da zabi, cikin rare katin bashi ba tare da wani shekara-shekara sabis, wanda za a tattauna daga baya a cikin labarin.

Babban abũbuwan amfãni

Kokarin ci gaba da m abokan ciniki da kuma jawo hankalin sababbi, da yawa bankuna suna tasowa sabon yanayi na, don tare katunan bashi. A mafi muhimmanci amfani a cikin wannan yanayin ne ban sha'awa-free lokaci na yin amfani da kudi. Duk da bankuna, yana da daban-daban, amma wannan yiwuwar isa ga borrower wasu lokaci zuwa tunani a kan kudi matsaloli.

A katin bashi ba tare da wani shekara-shekara fee sabis yana zama ƙara muhimmanci, ko da yake a cikin kwangila na banki ga abokin ciniki bukatar ya zama musamman m.

Da farko, a cikin irin wannan katin iya zama babban kudi na riba fiye da sha'awa-free lokaci. Abu na biyu, da free sabis zai iya kawai šauki shekarar farko bayan karbar katin. Kuma uku, shi yana iya zama wani babban kaso na tsabar kudi janyewar, hira, da sauransu. D.

Features

Credit Card ba tare da shekara-shekara sabis, sabanin wasu, na iya samun wani m sa na zažužžukan. A wasu kalmomin, shi ne ba don familiarize kansu tare da banki. Mafi m, bayan da tsawon wannan taswirar za a fassara zuwa shekara-shekara sabis yana da fadi da kewayon zaɓuɓɓuka.

Map ba tare da sabis ne sau da yawa talla yakin na banki don jawo hankalin sabon abokan ciniki, don haka yana taimaka wa fahimci yadda ka yi amfani da shi ne m:

• A talakawan size na shekara-shekara da sabis na bashi jeri daga 750 rubles. har zuwa 3000 rubles., dangane da katin da irin da wani sa na zažužžukan, don haka da banki kafin rajista da kwangila wajibi ne ga abokin ciniki a fahimci kaina, ko da katin da aka yi amfani da ci gaba ko kuma wani fallback ga wani ruwa rana.
• Idan katin za a yi amfani da kullum, musamman ga cashless sayayya kasashen waje, kamata kula da size da hira. Bayan duk, idan katin ne free of tabbatarwa, shi ne m, da banki zai yi sama-high sha'awa ga wannan zabin, sa'an nan ma'anar free sabis vuya. Bankin abokin ciniki zai rasa kudi a kan wasu katin ma'amaloli.
• Customers, wanda aka kullum aiki tare da katunan, a katin bashi za a iya bayar ba tare da shekara-shekara sabis tare da cikakken kewayon zažužžukan (yawanci a "zinariya" katin for fĩfĩta abokan ciniki).

rajista

Samun wani katin bashi ba tare da wani shekara-shekara fee iya zama a cikin saduwa da kudi ma'aikata ko ta hanyar official website na banki, da barin online aikace-aikace form. kawai wani fasfo ake bukata domin rajista, amma a cikin wannan hali, da kuma a kan tsabar kudi da iyaka zai kasance kananan.

Idan kana so ka sami wani babban Jimlar, ya kamata ka kasance a shirye don samar da cikakken kunshin takardun:

• Rasha fasfo;
• bayanai form rami 2, hujja na samun kudin shiga.
• ƙarin hujja na ainihi;
• kwafi na aikin littafin.
• wasu takardu nema da banki.

Idan mutum yana da wani albashi katin wani banki, da bukatar a bashi katin yi kyau a can. Akwai wani zaɓi, da kuma cewa sha'awa kudi a cikin wannan hali zai zama ƙasa, da kuma shekara-shekara tabbatarwa zai kasance mãsu fakowa ba.

tayi na bankuna

Bari mu bincika wasu daga cikin bada shawarwari daga daban-daban bankuna, wanda katin bashi za a iya bayar ba tare da shekara-shekara da sabis.

Hakika, akwai wasu shawarwari daga sauran cibiyoyin kudin. A cikin wani hali, kowane borrower dole ne a zabi yanayin da ya fi dace wa da shi.

Tayi daga Sberbank

Sberbank katin bashi ba tare da wani shekara-shekara sabis da aka miƙa wa yau da kullum da abokan ciniki, wanda ya riga ya yi a zare kudi da katin ko albashi abokan ciniki. A lokuta biyu, shi ne pre-amince katin unattended tare da mutum kudi da iyaka.

"Gold Card".

Kusan wannan halaye da kuma taswirar "Ka Life". Kananan bambance-bambance ne a caji da iyaka a kan bayar da kudi a kowace rana.

Sberbank, domin ta bangare aiwatarda up to 50% na shekara-shekara da sabis na kudin da sadaka.

Map "Classic".

Interest ne taswirar "Tunisair". Dangane da irin, abokin ciniki na'am bayan biyan su sayayya domin kowane 50 rubles daga 500 zuwa 1000 "mil".

Map "lokacinta" tana nufin wani daban-daban irin. Its amfani yana da wani yanayi.

"Matasa" ne ban sha'awa da kuma taswira. Yana za a iya bayar wa daliban da suka sami wani m samun kudin shiga.

tsabar kudi janyewar

Credit katin tsara don ci gaba da ba-tsabar kudi biyan bashin. Idan borrower yi niyyar janye tsabar kudi, ya kamata su kasance a shirye don biya fee na 3% zuwa 7%, kazalika rasa sha'awa-free lokaci. A amfani da tsabar kudi cire daga katin bashi, shi ne fraught tare da babbar overpayment kuma mafi kwamitocin.

Akwai bankuna da bayar da tsabar kudi janye tare da katunan bashi. Amma wannan sabis ne ƙara samuwa ga marasa karfi abokan ciniki, mahalarta na albashi ayyukan da kuma ma'aikata na banki miƙa wannan zaɓi.