Haɗin gwiwar: "MasterCard" - Sberbank

Hadin gwiwa na Sberbank na Rasha da Amirka kasa da kasa biyan bashin tsarin (MPS) "MasterCard", kafa a shekarar 1966 (hedkwatarsa a New York da kuma na dindindin wakilci a Moscow), daukan wuri ta hanyar sayar da banki lasisi, kazalika da ajiya na ajiya na banki tsarin . Basemap hulda daga cikin mafi girma m kudi kasuwa 'yan wasa zuwa "online biya Bangguo" a katin "MasterCard Standard" na Savings Bank.

Domin ta bangare, Sberbank yakan mallaki dama don en cards, kamfanin-mallakar brands: "Maestro", "MasterCard," "MasterCard Electronic", "Cirrus". Kudin ga kasa da kasa biya - US dollar kuma Yuro. Service cards daga ma'aikatar layukan dogo, "MasterCard" Sberbank tabbas ne a kowace ƙasa na duniya. Wannan, ba shakka, shi ne sosai dace domin abokan ciniki, saboda shi fid da su daga fili rashin jin dadin da ajiya da kuma harkokin sufuri na tsabar kudi.

Bankin katunan ce tsarin ba da damar aiki a hakikanin rai (ATMs, POS tashoshi, da dai sauransu) Kuma da rumfa (Internet ma'amala).

Domin samun wani katin "MasterCard" (Savings Bank), da wani mutum a kowane reshe na banki cibiyoyin da kansu tare da wata hujja na ainihi.

A takaice bayyana da hankula katin wannan tsarin domin Savings Bank.

A farko rukuni: lantarki, da mafi arha "Maestro" cards daga duk wanda yayi "MasterCard". Sberbank aikatawa su amfani ga albashi ayyukan. Map Sberbank- "Maestro", "zamantakewa" an yi amfani da don en da jama'a na pensions, kuma zamantakewa amfanin. A} asashen waje, sun za a iya amfani da su cire kudi daga ATMs.

Na biyu - "MasterCard Electronic" - an tsara na musamman ga lantarki sabis, bypassing da kasada ba a sabis a nemowa.

"MasterCard Mass" (misali) - tushe map "classic" category, yana da cikakkun ayyuka biyu a cikin kasar da kuma kasashen waje. Af, shi yana da babban m ga iyakar kau na tsabar kudi fiye da "Visa" na wannan aji (watau abin da ake kira Bin Yawan).

Sberbank yana da "MasterCard Gold". Bugu da kari ga cikakkun ayyuka, wannan katin hada da ƙarin damar da za ka sami rangwamen a hotel da wani shopping sabis, ziyartar al'adu events. Domin wadannan katunan m kiwon lafiya inshora shirin al'ada zama lokacin tafiya kasashen waje.

Ya kamata mu ma lura da wani yawan premium katunan lasisi ta "MasterCard" biya tsarin, ba bayar da Sberbank (ba kerarre). Wannan "MasterCard CD", bayar da shawara wani ƙara bashi da iyaka, harkar banki na ayyuka, Concierge sabis. The mafi girma mataki na Premium - "Signe MasterCard" - katin, dauka da Agogon goyon baya da kuma wani sirri sarrafa.

Da yake jawabi game da hadin gwiwa na bankuna da biyan bashin da tsarin, dole ne mu yarda da cewa ba mu ko da yaushe dole magance jituwa amfane shi. Akwai misalai a hankali, a lokacin da American "MasterCard" da "Visa", mukaddashin matsayin kenkenewa, unnecessarily ya karu da kudin da lasisi da size da adibas ga bankuna - mambobi na biya tsarin. A cikin wadannan lokuta, akwai wani aiki da Antimonopoly kwamitin rigingimu tsakanin jihohin (Amurka, Austria, Poland, Isra'ila) da IPU. Switzerland da United Kingdom a kasuwannin gida kullum saka idanu da ayyukan da IPU. Duk da yake a wannan bangaren, "MasterCard" da "Visa" a kan bunkasa ta high-tech dandali, lalle ne alamar da versatility ayyana yawa daga cikin "katin" na harkar banki kayayyakin.