Mutual kudi Sberbank. Reviews na Savings Bank Mutual kudi

Idan yana da lokaci zuwa tunani game da inda su zuba jari tanadi ko aikata wani kudi, da kuma kalmar "zuba jari" ne kusan kome ba ce cewa kana da wani dalili su yi farin ciki. Domin ya sami m samun kudin shiga, babu bukatar na dogon lokaci don nazarin kudi kimiyya haddace hadaddun sharuddan, to fahimta jadawalai da Charts don nazarin kasuwar ƙi, don saya aikin kwarewa, to koyi da tausasãwa na wasan a Securities kasuwar. Ba lallai ba ne su fara harkokin cikin dabaran, an dade da tunani up.

Menene juna kudi Sberbank?

Mutual kudi - shi ne mai hadaddun, wanda dogara ne a kan dõgara management (dukiya) asusun management kamfanoni. Su main aiki - domin kara raba darajar. Mutual kudi suna kafa a kan tushen da zuba jari - mutane. The ma'anar asali na zuba jari kudi ne kafin su sami wani koma a kan dukiyoyin da suke Securities: shaidu, hannun jari, da dai sauransu ...

Mai saka jari a da juna asusun iya zama wani zaman mutum wanda yakan mallaki hannun jari - Securities gaskatãwa dama na mai shi da wani rabo daga asusun ta dukiya. Saboda haka, tare da la'akari da yawan, kowane mai zuba jari yana da guda hakkin. Samun a kan dukiyoyin da rarraba tsakanin masu hannun jeri gwargwado ga yawan raka'a.

Sberbank. sarrafawar kadara

Mutual kudi - mafi wani zaɓi zuba jari ragi kudi tare da iyaka lokacin da iyaka, da kuma karamin adadin ilmi. Amma da alama sauki zuba jari yana sanya fitar ga wadannan ayyuka, wato ya zabi na kamfanin, ko da banki, wanda aka dauka aiki tare da sauran mutane ta kudi. Matsayin mai mulkin, da farko zo hankali ne manyan 'yan wasa na kudi kansu. Kuma Sberbank a cikin wannan layi, ba shakka, occupies wani abu matsayi.

Har zuwa 2012, da kamfaninsa na banki mai suna "Troika maganganu". Yau Sberbank kira ya halitta mafi batu - "Sberbank kadari Management." Jigon da ayyuka ba ya canja. Customers aka miƙa a wajen manyan jerin kudi don zuba jari. Mutual kudi Sberbank ake wakilta a dukkan sassa na Rasha tattalin arzikin. A daidai wannan darajar da rabo ne da farko 15 dubu rubles. Bugu da ari gudunmawar ne muhimmanci ƙananan - 1.5 dubu rubles.

Ko la'akari da cewa da gwaninta na yin aiki tare da wani babban yawan juna kudi sosai sana'a manajoji ne fiye da shekaru 10, shi ne zama dole su san duka da mummunan da m al'amurran da zuba jari kudi a juna kudi da kuma samun a kalla wani kadan mas'ala ta yadda za a zabi wani asusu.

zuba jari fayil

By 2014, "Sberbank kadari Management" offers m hannun jeri wani zabi na 23 juna kudi. Kowace daga cikinsu yana a matsayin m hannunka, da kuma gangami. Saboda haka, misali, mutunta kudi Sberbank "Ilya Muromets" shaidu bayar da yuwuwar hannun jeri a gwada darajar da naúrar, da daidaita da rarraba kudi ga zuba jari da dama sassa na tattalin arziki da kuma low kasada.

Domin magoya na "tsananin zafi" akwai ko da yaushe wani tayin. Daya daga cikin mafi m kudi ne "Asusun riskier shaidu." A lokacin da kafa tamanin da rabo amounted zuwa 1700 rubles. By May 2014 ya karu zuwa 2.5 dubu rubles. Amma samar a kwatanta da sauran kudi kawai ban mamaki: 29.4% na watanni 36, a rarrabe lokaci daga watan Janairu zuwa Mayu 2014 - kusan 3%. Kuma wannan duk da cewa mafiya yawa daga juna kudi a kan 5 months ba kawai ba su ƙãra tamanin da raka'a, da kuma rage su zuwa debe. Mene ne sirrin nasarar wannan asusu?

The aka gyara daga cikin fayil

A management kamfanin gudamawar da kudi a Securities na daban-daban issuers. Domin cewa mai karatu karshe samu rikita batun a cikin sharuddan, bari magance wannan a matsayin wani misali na daya daga cikin kudi - Mutual Asusun "Dobrynya Nikitich". "Sberbank kadari Management" ya kafa hadaddun a watan Yuni 1997. Issuers "Dobrynya Nikitich" - a Rasha kamfanin da high liquidity da kuma tattalin arziki, wato, aiki a bangarori kamar:

- man fetur da kuma iskar gas.

- sadarwa;

- kudi.

- mabukaci kansu.

- kafofin watsa labarai da kuma IT.

- sinadaran masana'antu.

- dukiya.

- kai.

All hannun jari na issuers iya kira ɓangare na zuba jari fayil. Amma wannan ba quite wani cikakken bayanin. Siyan rabo asusu tare da low hadarin, wani mafari jari ya kamata ka tuna da cewa riba da ta wajen low. Wannan shi ne dalilin da ya sa mafi gogaggen hannun jeri shawara "ba sa duk qwai a daya kwandon." A mafi kyau duka bambance-bambancen zai zuba jari a akalla guda biyu daban-daban kudi: juna kudi da babban hadarin da kuma komawa da juna kudi tare da low hadarin da kuma barga ya dawo. Irin bambance-bambancen da ãdalci rarraba yawanci yana da mafi yadda ya dace.

riba

Company selection aka sanya a tantance yadda ya dace da gudanarwa. An idan aka kwatanta da yawan amfanin ƙasa samu da kuma m. Amma ga ta gaba abokin ciniki tabbas ba zai sami bayani. Damar samun riba daga juna kudi Sberbank na aikin kamfaninsa ba zai iya tallata. Sai kawai na karshe na ta nasarori iya zama wani nuna alama na yadda ya dace.

Feedback da kuma kimantawa dukiya

Idan jari don fara tukuna zaba juna kudi Sberbank, reviews samu hannun jeri a kan Internet game da riba zai zama mataki na farko wajen bayyananne hoto na aikin kamfaninsa. Chat forums, kamar yadda mai mulkin, ba Ya bayyana wani Figures da sha'awa ba ya gudanar da cikakken bincike, amma yana da amfani cikin sharuddan da practicality na zabi wani zuba jari fayil.

Ƙimar da kadarori a cikin kayyade mataki, a cikin abin da ba su kasance mãsu daraja zuba jari a, har yanzu yi da kanka. Wannan aiki ne ba ma wuya. The official website na Savings Bank account na aikin management kamfanin da aka gabatar a tabular form. Sun dauke da cikakken bayani: sunan asusu, da darajar da rabo a kowane daga cikinsu, yawan amfanin ƙasa for 36, 24, 12 watanni na aikin, kazalika a cikin past tsawon wannan shekara.

Mutual kudi Sberbank na Rasha - da wani zabi

1. Babbar amfani ne da cewa asusun zai iya shiga cikin kusan kowace, ba mallakan musamman ilmi. Mutual Asusun ba ya bukatar zuba jari da wani fahimtar duk intricacies na tsari, m da hankali da kuma sa idanu ci gaban da babban birnin kasar. Wannan cikakken tsunduma a cikin kamfaninsa.
2. A na biyu da - saboda abin da na farko: sirri saving abokin ciniki ta lokaci. A AMINCI na banki da daraja mai yawa. Babu bukatar su vata lokaci a kan wani m iko a kan hanya na kasuwar rubucen da kuma hambarar da, su shiga kai tsaye a cikin tsari da sauransu. Da zarar wani abokin ciniki sayayya da rabo daga Sberbank a PIF, ya takardunku fara tafiyar da sana'a manajoji.
3. A samuwa adadin saukar da biyan bashin. 15 dubu rubles - a kananan farko-up babban birnin kasar don fara zuba jari a ayyukan.
4. Sauki na zane. Don shiga cikin juna kudi Sberbank isa ya kamata ka kawai dole adadin kudi da kuma fasfo. Client management kamfanin dole ne sallama da wani aikace-aikace domin sayan na naúra. Shi ke nan. Sayar da kek ne da sauki kamar yadda saya, cewa shi ne ma isa ya rubuta wani aikace-aikace a cikin ofishin na kamfaninsa.
5. Liquidity na hannun jari. Mutual kudi Sberbank na Rasha ne quite bambancin a cikin halaye. Akwai kudi tare da babban amfanin ƙasa, kuma high-hadarin da, a daya hannun, tare da kadan hadarin, barga samun kudin shiga, amma high liquidity. Wadannan juna kudi unsa a rabo sayarwa da sauri tare da kalla kashe kudi da lokaci da kuma da kadan, ko kuma ba asara a darajar.
6. Haraji. Su ne batun kawai don ya haifar da juna kudi Sberbank. Don zama takamaimai, da ribar. Cire haraji shi ta atomatik, a cikin kudi na 13%. Hakika babu wani bukatar a raba jerawa a da'awarsu zuwa haraji ofishin.
7. Rarraba zuba jari. Don rage hadari da m kudi kasaftawa domin sayan shaidu da hannun jari na daban-daban sassa na Rasha tattalin arzikin. Wannan damar da zuba jari fayil zama mafi resilient zuwa kasuwar ƙi.
8. Tsaro zuba jari a karkashin jihar iko. A hadarin irrecoverable kudi asarar da aka rage girmanta, saboda kudi kashe hannun jeri ba adana a kan gudanar asusun na kamfanin. Kudi aka canjawa wuri zuwa wani musamman ajẽwa. Control na jama'a hukumomi a kan shi.

Fursunoni na zuba jari a juna kudi

1. Babu garanti. Ba guda zuba jari asusun ba samar da tabbacin cewa m zai yi riba a ba lokaci. Duk abin dogara a kan hali na kasuwa da kuma yadda gogaggen da gwani yan kasuwa Asusun. Kasada ne ko da yaushe ba.
2. Overstating tamanin da naúrar. Wannan ne yake aikata domin ya jawo hankalin sabon masu zuba jari. overstatement inji shi ne quite sauki. Kafin bayar da rahoton lokacin da kamfaninsa sayen hannun jari daga waɗanda kamfanonin da suke riga a cikin fayil, game da shi kara da darajar. Hakika da farashin da ke hawa, kuma rabo. Bayan rahoton lokaci ba dole ba sake saiti mataki. Share farashin da dama.

jimlan karshe

Fara zuba jari mafi m, da zuba jari a juna kudi Sberbank. Amfanin ƙasa, da sake dubawa, matsakaicin jama'a bayanai samuwa rahotanni sun tabbatar da wannan.