Mene ne banki tsarin na Rasha Federation

Kowace} asa tana da kansa tsarin na gudanar da shiri na tattalin arzikin kasar. Domin irin wannan tsarin ya shafi banki tsarin na Rasha Federation. Wannan tsarin - yana da wani ɓangare na da bashi tsarin a fadin kasar. Yana hada ba kawai bankuna, amma duk bashi kungiyoyin, duka biyu kasuwanci da kuma gwamnati.

Idan muka magana game da bashi cibiyoyin, shi ne zai yiwu ba mai sauki definition da tsarin - shi ne mai shari'a mahaluži cewa yana da ikon tafiyar da harkar banki ayyukan. Haka kuma, irin wannan aiki mai yiwuwa ne kawai tare da izni na Central Bank of Rasha daidai da dokar.

Banks na iya zama duka kasuwanci da kuma na musamman. Musamman yi a matsayin irin bankunan, wanda suke iyakance damar. Bambanci daga gare su bankunan - cikakken fledged bashi cibiyoyin, wanda kowa na da hakkin gudanar da daukar ma'aikata da kuma jeri na adibas na biyu doka abokai da kuma mutane a kan takamaiman sharuddan biya, gaggawa da kuma biyan bashin.

Kai tsaye zuwa Rasha banki tsarin ne na musamman da kuma duniya. A rarrabuwa dogara ne a kan ayyukan da yi bankunan, kazalika da wani lasisi, wanda shi ne banki. Idan ka fahimci ma'anar, shi kawai zai iya cewa a cikin m siffan akwai wani a duniya a ko musamman tsarin. Kamar yadda mai mulkin, wani daya daga cikinsu gabatar wasu siffofin na biyu tsarin.

A wannan yanayin, a lokacin da Rasha banki tsarin yana dauke daga ra'ayi na kungiyar, shi ne mai yiwuwa a subdivide shi a cikin wani daya-bene da kuma biyu-bene. Bene tsarin tabbatar da daidaito tsakanin dukkan bankuna a ƙasa na kasar, kazalika da rashin guda kula dalĩli. Kamar yadda na biyu-bene tsarin, a nan shi ne wurin zama babban bankin, wanda ya kafa daga wasu sharudda da ka'idoji da ake bukata a yi la'akari, duk kasuwanci kungiyoyi a kasar.

A zamani banki tsarin na Rasha Federation ne a biyu-bene tsarin, kamar yadda a mafi yawan sauran kasashen da suka ci gaba, suka yi la'akari da irin wannan shiri na tsarin mafi amfani. Duk da haka, a Rasha, da irin wannan tsarin aiki ne kawai tare da 80-ies na 20th karni. Na dogon lokaci, da banki tsarin da Tarayyar Soviet aka dauke ta dama daya-matakin, a cikin abin da kawai karamin yawan bankuna da kuma daya bashi ma'aikata halarci. Amma a lokacin da halin da ake ciki ne sosai daban-daban.

A zamani banki tsarin kasar mu na samar da jihar shiri a ko'ina cikin monetary Sphere, da kuma tsarin ne iya kare moriyar ba kawai, yawan, amma dukan bankuna. Duk yadda ake gudanar da ayyukan ne bisa biyu dokokin: "A cikin Central Bank of Rasha" da "A Banks da Banking Activity na Rasha Federation."

A dukan Rasha banki tsarin hada da ba wai kawai da Bank of Rasha da kuma bankin na harkokin ciniki, Sberbank na Rasha, kasuwanci bankuna da kuma sauran lamuntawa cibiyoyin. Duk da haka Bank of Rasha shi ne babban kudi ma'aikata, a cikin abin da duk sauran bankuna da ake bukata don rike reserves, kazalika da wa bi da dokoki da ka'idoji da aka kafa ta Central Bank.

'Yan mutane san, amma a cikin hasken halin yanzu tattalin arziki halin da ake ciki a kasar, da babban bankin Rasha shirin na sake fasalin kudin na banki tsarin da aka soma. Wannan ya yi domin inganta ingancin tsarin yi, kazalika da ya haifar da wani tsarin da zai inganta ba kawai tsarin amma kuma da sabis tafiyar matakai. Kuma watakila har ma mayar da amana a cikin dukan banki tsarin.

A amfani da Central Bank of Rasha shi ne irin ta status, a matsayin 'yancin kai, wanda shi ne da farko saboda da iko, wato yiwuwar monetary watsi taro na kasa, da mazauna na dukan wurare dabam dabam na kudi da kuma ikon gudanar da monetary da bashi da manufofin.