Wanda ya mallaki Sberbank na Rasha? Wanda shi ne maigidan da Savings Bank of Rasha?

A tarihin kasar ta most banki - Sberbank - yana da game da 170 shekaru. Shugaban Rasha banki tsarin ya kasance mai karɓar daga cikin Savings bankuna, da tarihi na wanda ke da tushe a 1841. Barga aiki na kudi cibiyoyin tabbas da jihar da kanta, kamar yadda ya ya mallaki wani iko kan gungumen azaba a fuskar Babban Bankin na Rasha Federation.

The m ikon yinsa, daga ayyukan

Sberbank na Rasha shi ne na musamman kudi ma'aikata cewa offers da sabis a ko'ina cikin kasar. banki rassan suna located ba kawai a kusan kowane birni na jiha, amma kuma ya samu nasarar aiki a cikin CIS kasashe, Jamus, Switzerland, China, Turkey da kuma India. Cikin kewayon kudi ayyuka ne sosai m, wanda za a iya dangana ga kafa a duniya a category. A cinikayya na samar da wani iri-iri na gargajiya da adibas da rance, katunan bashi da kudi canja wurin, inshora, kuma ko da Brokerage. Back a 2013, da rabo daga kudi da kamfanoni jingina game 43.3% na dukan adibas. Game da girma na aro fayil na jihar, to, shi lissafta 32.7% da kuma 32,1% (rance ga mutane da kuma shari'a). Jama'a sun yarda su yi aiki tare da kamfanin da ba su ma zaton game da tambayar ko da banki ne Sberbank na Rasha.

Innovation a kudi cibiyoyin

Sberbank ya kullum kokarin ci gaba da sama da sau da inganta ingancin abokin ciniki sabis da kuma kokarin bayar da su da kayayyakin. Financial ma'aikata ne da kokarin, bada ta abokan ciniki da damar mugun sarrafa su asusun. Godiya ga m tashoshi, kamar online banki, "Sberbank Online" da kuma SMS-sabis "Mobile Banking", don rarraba su kudi da kuma saka idanu da kudi gudana ya zama sauƙin. Yana Sberbank ne mai abu daga cikin mafi girma a cibiyar sadarwa na ATMs da POS tashoshi a fadin kasar. Abin lura da gudummawar cibiyoyin a cikin daban-daban na zamantakewa da shirye-shirye da cewa karfafa kasa kimiyya da al'adu. Ga yawancin kawai ba kome wanda ya mallaki cikin Savings Bank of Rasha, kamar yadda ta gudanar da masu ne mai girma mu jimre wa dukan ayyuka.

Kenkenewa ko sakamakon na yau da kullum dakarun?

Sberbank nasa ne da category na kasuwanci kudi cibiyoyin da kuma a lokaci guda shi ne mafi girma a banki a Rasha. A cewar 'yan nazarin, da kafa samun shi da matsayi daga cikin mafi nemi-bayan kuma abin dogara Rasha kudi ma'aikata. A cewar statistics, kowane sauran gudummawa kasashen - shi ne abokin ciniki ma'aikata. Hakazalika, akwai wani halin da ake ciki tare da credits. Fiye da 30% na rance a jihar shi aka yi wa ado da Rasha kwamitin sulhu. Magana game da gaskiyar cewa banki yana aiki a matsayin boye abinci, shi ne ba daidai ba. A tarihin ci gaban da kudi shiri a cikin zuwan shekarun da suka gabata za su isa ga alamar shekaru 200. Own babban birnin kasar na Cibiyar ne game da 1.6 tiriliyan rubles. Idan akai la'akari da tambaya da wanda ya mallaki cikin Savings Bank of Rasha, zamu iya cewa ya ba da guda mai, haka ma, don saya da hannun jari na manyan kudi tsarin iya kusan kowa mutum.

Wanda yayi magana a cikin sunan mai shi na banki?

Babban mai na kudi ma'aikata ne Central Bank of Rasha, a gaskiya cikin gida gwamnati. Its rabo a cikin tsarin na banki ta izini babban birnin kasar ne 50%, amma da daya zabe rabo. Idan muka} iyasta yawan dukiya a zabe hannun jari, shi zai adadin zuwa 52,32%. Kasa da rabin na hannun jari mallakar 270 dubban daban-daban mutane. Daya goma na hannun jari mallakar masu zaman kansu mutanen. A kwata daga hannun jari na kudi ma'aikata mallakar waje masu zuba jari. Ka ce domin tabbatar wa mai shi daga cikin Savings Bank of Rasha, shi ne sosai matsala, tun da mataki na Cibiyar kai a kai sayi da sayar a kan MICEX da RTS stock mu'amala tun shekarar 1996. A farko kwata na 2007, da bankin management ya yi shawara a kan ƙarin batun na yau da gwanjo, wanda a yarda ƙara da izini babban birnin kasar na kamfanin ta 12%. A monetary sharuddan, wannan adadi yayi dace da 230 biliyan rubles. Yana iya lura da cewa, game da 40% na duk ma'amaloli a cikin MICEX aka kai tsaye alaka da hannun jari na kasar ta most kudi ma'aikata.

Me wuya a amsa tambaya game da wanda yake mai shi daga cikin Savings Bank?

Saboda gaskiya cewa kasa da rabin Sberbank hannun jari ne a free taso kan ruwa, shi ne sosai matsala dogara bayyana sunayen da masu. Wannan bayani za a iya bayar da ma'aikata na kudi cibiyoyin, har ma sai kawai a halin da ake ciki da cewa, idan da maslahohin mutum da bayanai kanta nufin saya hannun jari na kungiyar. Jerin waɗanda suka mallakar Sberbank na Rasha da aka tsare bambanta ko da ga dalilin cewa sayan hannun jari a karshen, a mafi yanayi, yana da za'ayi da nufin albashi. Wannan take kaiwa zuwa wani m canji na masu. Yau, da dabarun da kuma aiki management na Cibiyar ne da za'ayi a daidai wannan lokaci da uku dalĩli: The hannun jeri 'ganawar, kula Board kuma Management Board. Shugaban hukumar mulkin Germanu Grefu.

Abin da ya ce dokar tarayya?

By tsaye a kan Nuwamba 1, 2014 Babban Bankin na Rasha Federation shi ne maigidan 52.32% na kuri'un da hannun jari na Sberbank. Idan daki-daki, ga la'akari da wanda ya mallaki Rasha Central Bank, shi iya lura, "waliccinsu" na jihar na Savings Bank. A jama'a roko a yau ne game da 47,68% na hannun jari. A daidai da dokar tarayya lambar 86, da rage ko rarrabuwa na Bank of Rasha a cikin izini babban birnin kasar na Savings Bank, wadda za ta rage kan gungumen azaba zuwa kasa da 50% da daya zabe rabo, shi za a iya za'ayi kawai a kan tushen da dokar tarayya. Yana yarda rage rabo daga Central Bank a cikin rabo babban birnin kasar, wanda ba zai yi jagora a raguwa a yawan hannun jari a kasa da 50% da daya zabe rabo. Wannan shawarar za a iya sanya kawai bayan kafin yarjejeniya tare da gwamnatin Rasha.

A farko canji na ãdalci

Har a yanke shawara a kan sayar da hannun jari na Sberbank na Rasha a shekara ta 2012, Babban Bankin ya game 60,25% ikon mallakar. A jama'a wurare dabam dabam sun kawai 39,75% na hannun jari. Duk da canji a cikin kaso na masu kudi ma'aikata, don amsa daidai da ainihin tambaya na wanda ya mallaki cikin Savings Bank of Rasha, shi ne matsala. Za mu iya cewa da muhimmanci yanke shawara aka sanya da kuma yarda da jihar a madadin na Central Bank. Sauran hannun jari ba da nufin rabuwa ikon mallakar, shi hidima da kara yawan riba da wani kudi ma'aikata.

Yadda za a saya hannun jari na Savings Bank?

Sberbank na Rasha hannun jeri, kamar yadda aka ambata a sama, da sayen gungumen azaba, a cikin ikon mallakar daga cikin mafi girma kudi ma'aikata na kasar tun 2006 a kan m stock mu'amala MICEX da RTS. Yau, ciniki a Securities aka gudanar a birnin Moscow Stock Exchange da kuma a kan London stock musayar ciniki bene. Za ka iya zama wani m, tuntuɓi a kowane reshe na bankin, wanda aka located a yankin na zama. Rijistar ikon mallakar hakkokin da aka za'ayi a gaban wani daftarin aiki kunã riyãwa ainihi na wani dan kasa na Rasha. A lokacin da sayen hannun jari a stock musayar kamata ka sani cewa da darajar iya canza cika fuska, ba kawai ga 'yan kwanaki, da yawa canje-canje a farashin iya gyarawa a cikin wani yini. Idan akai la'akari da tambaya da wanda ya mallaki hannun jari na Sberbank na Rasha, za mu iya magana game da yawa yawan mutane, a jerin wanda aka kullum canja. Mutane duba mataki ba kamar yadda da ikon mallakar kasar ta most kudi ma'aikata, amma mafi matsayin ciniki kayan aiki, ta hanyar da sayarwa da kuma sayan wanda za a iya samu a barga samun kudin shiga.