"PSB": AMINCI rating

Mutane da yawa sun ji daga wani kudi ma'aikata a karkashin sunan "Promsvyazbank". Rating na mafi kyau bankuna a Rasha ya kira shi da daya daga cikin mafi m. Kuma shi ne gaskiya. Duk da haka, ya kamata gaya muku game da wannan shiri da kuma abin da ya zo da ita.

janar bayanai

Ina zuwa fara, magana game da irin wannan bashi ma'aikata a matsayin "Promsvyazbank"? Rating - abu na farko da cewa m abokan ciniki ne interested in, da kuma wannan yana da muhimmanci, amma a fara da - 'yan kalmomi game da kungiyar da kanta.

Saboda haka, da Rasha, banki ne masu zaman kansu. Ya full suna karanta kamar haka: "Jama'a hadin gwiwa Stock Company" Promsvyazbank "." Sau da yawa, za ka iya har yanzu ganin raguwa - PSB.

Idan ka yi imani da hukuma bayanai, da abokin ciniki tushe na banki kunshi kimanin 100,000 kasuwanci da kuma miliyan biyu da masu zaman kansu mutanen. Yana yana da fiye da 300 tallace-tallace kantuna kuma kusan 8500 ATMs. Plus - wasu 200 kai-da sabis tashoshi. Services na banki suna miƙa ta 88% na yankunan na Rasha Federation. Abin da yake da muhimmanci - kungiyar na da ofisoshi a Ukraine, Kazakhstan, Indiya, Sin da kuma Cyprus. Uku da suka wuce, ya bude wani ofishin a Switzerland, kuma ko da a cikin tsare-tsaren daga banki don fara aiki a China, ya zama mafi daidai, a Hong Kong.

A kadan tarihi

"Promsvyazbank", wanda yake shi ne sosai high rating aka tushen a Moscow May 12, 1995. Da farko, da abokan ciniki na kungiyar sun kamfanonin harkokin sadarwa,. Amma shi ci gaba cikin sauri, don haka da cewa a nan gaba (a cikin shekaru 3), Bankin ya dauka ta wuri daga cikin ɗari da mafi kyau a sharuddan da kadarori. Kuma a shekarar 2005 ya karu zuwa 15 ga watan wuri. Daga wannan aya a kan, "Promsvyazbank", wanda rating ya girma muhimmanci kan shekaru 10 na kudi ma'aikata, ya fara samar da karin rayayye. Ya fara juya a cikin wani "kowa da kowa" kungiyar. Tuni a cikin shekara ta 2007, shi ya ta da maki na sayarwa a 100 wurare a Rasha Federation.

The Bank ya zama haka rare cewa a shekarar 2005, a watan Satumba, da Basulabe kungiya da ake kira da Nova Ljubljanska Banka ya samu ta rabo a cikin adadin 7.69%. Duk da haka, a shekara daga baya da mai saye wannan ɓangare na baya. Kuma bayan wani lokaci 15.32% an riga an sayar da kungiyar a Commerzbank. Kuma a cikin 2007, da PSB ya daina zama wani hadin gwiwa stock kamfanin, canza matsayi to JSC.

Amma mafi ban sha'awa - shi ne cewa ya shiga cikin top-ranked bankuna a tsakiyar shekara ta 2009 rikicin. "Promsvyazbank" ya zama daya daga cikin mafi m, a dukan na Rasha. Ya ke cikin wannan saman dauki hudu wuri.

dukiya

Don babban har da yadda kyau banki ne m da darajar da juz'i na albarkatun. Wanne, tsananin magana, shi ne wani kadara. Dauki, misali, bankin da ake kira "Elbin." Wuya ji game da shi da yawa. Abin ba abin mamaki bane, domin shi ne a kan 549th, na karshe wuri a cikin ranking na Rasha bankuna! Kuma da dukiya da (wannan albarkatun) ne kawai 830 750 thous. Rubles. Ba sosai, idan muka tuna cewa ãdalci daga cikin Savings Bank, wanda aka sani ga cikakken kowane mutum, shi ne 3.2 tiriliyan. Kuma ko da mafi dukiya - 27,3 tiriliyan! A adadi ne da wuya a gane. Amma kawai isa a ce shi ne - 27,3 dubu biliyan sau. M? Ku ci gaba.

M kadari da kuma alfahari "Promsvyazbank", wani wuri a cikin rating na wanda shi ne a kan layi 9 (as na Nuwamba na yanzu, 2016). Its dukiya - 1.2 tiriliyan. Ãdalci - 123,44 biliyan. Kuma wadannan Figures kawai ba zai iya kasa su yaba. Kuma da cewa wani babban rabo daga wadannan kudi da aka yi sama da zuba jari da kuma zuba jari kamfanin abokan ciniki - mafi kyau hujja da ta AMINCI.

labarai

Ba mamaki, da rating na "Promsvyazbank" cikin sharuddan AMINCI ne high. Gaskiyar cewa yana da kyau, ya nuna a zahiri kome. Dauki, misali, kwanan nan labarai, abin da ya bayyana a farkon Disamba 2016. Yana zama sananne cewa "Promsvyazbank" ya shiga saman uku kudi cibiyoyin a cikin kashi na premium sabis. A sakamakon sanar da Frank Research Group. Yana ne manyan bincike kamfanin a fagen bincike na kudi ayyuka.

Yana da daraja da sanin cewa an dauki la'akari da matakin da sabis da kuma ingancin kima na nesa da sabis na bankin, da dama amfanin, zuba jari da bada shawarwari da kuma sauran sharudda. Shugaban sashen a kan aikin tare da m abokan ciniki suna da tabbaci cewa "Promsvyazbank" ta mayar da hankali a kan premium kashi da kuma ci gaban kasuwanci shugabanci. Kuma saboda mutane yaba da sirri sabis, ko da yake, da kuma amfani da m tashoshi, kungiyar yanke shawarar bude wani sabon yanki na su. A shekara ta 2017 an shirya don ƙirƙirar su a cikin wasu Rasha birane, ba kawai a Moscow da kuma Moscow yankin.

ban sha'awa sani

Magana game da rating na banki "Promsvyazbank" cikin sharuddan AMINCI, ina so in ce wannan ba haka ba da dadewa, wannan shiri ya zama na lashe kyautar kira mashi'S Rasha Dũkiya Management Awards. Wannan shi ne wani muhimmin al'amari. Tun da yake wannan lambar yabo bikin wanda aka gudanar a shekara, an bayar da su cikin mafi kyau wakilan harkar banki, wanda ayyukan suna da alaka da gudanar da yawa babban birnin kasar.

Wannan lambar yabo ne mai real fitarwa na da tasiri da kuma nasarar da kungiyar. Kuma tabbaci na babban matakin kwarewa.

amfani rates

Ba abin mamaki da irin wannan kamfanin a matsayin "Promsvyazbank", Rating Babban Bankin yana sanya saman goma mafi kyau. Wannan shiri daukan kula ba kawai na arziki abokan ciniki, amma kuma dukkan mutanen da suka jũya zuwa wurinta don ta sabis. Kwanan nan, misali, "PSB" ya yanke shawarar rage sha'awa rates a kan basussuka. Domin kananan harkokin kasuwanci, su ne yanzu daidai 9.4% da kuma talakawan - 8.3%. Don kwatanta, daya daga cikin mafi garabasa kulla na Savings Bank - wani "Business-zuba jari", kuma ya shekara-shekara rates jere daga 11.8%. Kallo bambanci ya bayyana: m mataimakin shugaban "Promsvyazbank" da yake daidai a ce musu suna cikin kamfanin yayi da mafi kyaun yanayi a cikin kudi kasuwa ga 'yan kasuwa.

Aiki tare da mutane

Mutane da yawa suna sha'awar: yadda kyau a "Promsvyazbank" cikin sharuddan ayyuka bayar ga talakawa 'yan ƙasa? Duk da haka, ba kowa da kowa a kasar yana mai m mutum ko kasuwanci mai shi. To, da kuma a aiki tare da mutane, da kungiyar nasara.

Kamar yadda wani misali, ka yi la'akari da wannan sabis kamar "M kashi." Yana da amfani ga mutane da suke so su zuba jari a wani wuri kuma ka kudi da kuma kara kudaden shiga. Ga wani mutum ya bude wani asusu don wanda ya sanya wani adadin na musamman lokaci. Rate - 8,25% annum. More za a iya kara 0.25% - a cikin hali idan wani mutum ya rike da wani shirin sabis Orange Premium Club ko "Ka PSB Premium".

Bari mu ce abokin ciniki ta yanke shawarar bude wani ajiya "tamkar gwal kashi", a kudi na tunzura miliyan daya rubles. A ƙarshen lokaci (1 shekara), sai ya sami wannan kudi da baya, da wata riba na ~ 83 000 p. Kuma idan ka zuba jari mafi? Sa'an nan muka yi samu mai kyau m samun kudin shiga.

jinginar gida

The bashi rating na "PSB" - mai ban sha'awa topic, don haka wajibi ne su shiga cikin ta. Yau cikin rare irin rance - mai jinginar gida. Kuma da yawa sa fitar da shi a cikin "PSB". Me ya sa? Kuma saboda kungiyar yayi sharadi gwargwado.

Za ka iya saya wani Apartment a sabon ginin, shan mai jinginar gida a 10.9%, kuma ko da tare da bayyana goyon baya. Mene ne amfanin? Da fari dai, ya bayyana kudi ne m ga dukan aro lokaci, amma idan mutane za su yi amfani da sabis na magina abokan. Abu na biyu, da farko biyan bashin ne kawai 20%. Wannan ne, idan mutum ya so ya saya a studio Apartment for miliyan biyu rubles, ya zai biya farko kawai 400 000. Uku, da bankin ba Ya kallafa wa wani ƙarin caji don rance aiki da yayi farkon biya ba tare da bugun fanareti da kuma hane-hane.

Kuma mafi muhimmanci amfani - m da kuma 'yan bukatun ga abokin ciniki. Dan kasa ya zama Rasha, shekaru - daga shekaru 21 zuwa shekaru 65 a kan samu kwanan wata. Residence ko m wuri na aikin - kuma a Rasha. Aiki kwarewa - a kalla a shekara. Kuma a karshe wuri - 4 watanni. Sozaomschika halatta hannu, sai dai kawai zai zama wani istinbadi da abokin tarayya (miji / matarsa). Kuma idan wani mutum ya auri aro, ba zã zama batun daukaka kara. Shi ke nan. Sharuddan matsayin mai sauki kamar yadda zai yiwu - wannan shi ne babban dalilin da ya sa mutane suke yin fitar da wani jinginar gida ne a "PSB".

a karshe

Kuma kamar yadda duk wani hujja daga cikin AMINCI "Promsvyazbank" Ina so in ce cewa a cikin zafi na wannan shekara, Internet banki wannan shiri da aka gane a matsayin mafi kyau a cikin dukan na Rasha. Nazarin da aka gudanar a karkashin sunan mujallar Global Business Outlook. Wannan kasuwanci bazawa a shekara shirya bikin a daban-daban Categories tattalin arziki harkokin kasuwanci. Kuma Internet banki PSB an gane matsayin da ya fi abin dogara da kuma mafi kyau. Bayan duk, shi ne amfani da kowane hudu abokin ciniki daga cikin kungiyar.

Af, a tsakiyar bazara na wannan shekara, PSB gabatar mutane zuwa ga sabon internet banki. Canje-canje halartar ba kawai da zane, amma kuma da ciki. Kara amfani fasali, da kuma rare ayyukan da cewa abokan ciniki yi amfani da mafi sau da yawa sanya samuwa a daya kawai click.

A general, kamar yadda za a iya gani, PSB AMINCI na shaida, akwai da yawa. A mafi bayyane - shi ne girman dukiya a cikin ranking na Central Bank. Oh, abin da ke abin, kuma bãbu shakka wadannan hujjoji.