Sharuddan amfani da Sberbank na Rasha tare da katin bashi

Yanzu ko nan gaba Savings Bank katin bashi mariƙin bukatar ya san abin da ya nuna a lokacin amfani da da kuma samun da zama dole musamman da hankali. Lokacin da ka tuntube da banki ko bayanai goyon baya ga reshe na bankin da wuya a samu wani martani da wasu fiye da shawarwarin a hankali karanta sharuddan amfani da Savings Bank katin bashi. Reviews mai amfani taimako domin ya fahimci cewa wadannan dokokin ne ba kusan a matsayin m kamar yadda za mu so. Amma da abin da yake pitfalls su hadu da saba sahibin kati?

Grace lokaci: labari ko gaskiya?

Sakin layi na 2 na bayanai - kwanakin, sharuddan amfani da katin bashi Savings Bank of Rasha. Grace lokaci - a lokacin a lokacin da caji ban sha'awa da aka yi a sharadi gwargwado. Wata kila wannan shi ne mafi m abu a cikin "roba". Yana da mafarki na Rasha tsakiya mutum - a freebie. A gaskiya da free cuku ne kawai a mousetrap, kuma yana nufin, ko da yake hamsin kwanaki, amma har yanzu suna zuwa sãka. In ba haka ba, da sha'awa ga dukan lokaci daga lokacin da na saya za a caje wata rana. Har ila yau, ba su samu ma sihirce game da lokaci bayan da matsakaicin lokaci domin rangwamen ruwa na rance daga banki abokin ciniki ne kawai wata rana wani watan.

Saboda haka, sake: abin da kana bukatar ka tuna yi amfani da banki albarkatun for free? Da farko mulki - taba daukar kashe nufin tsabar kudi katin. Wannan ya tabbatar da abokin ciniki reviews. A cikin irin wannan ayyukan alheri lokacin ba tambaya. A gaba muhimmanci lokacin - shi ke lokaci don yin kudi. Yana da muhimmanci ga kula da wannan batu, kuma, saboda Late biyan bashin da adadin daidai da banki ne gaba daya fakowa ba. Biya Term ko da yaushe tana farawa daga reference kwanan wata kuma shi ne kwana ashirin. Wannan shi ne, a banki abokin ciniki, ta hanyar da katin da aka bude a ranar farko, a can za su kasance kullum yi biyan bashin da na ashirin. Idan katin da aka samu bayan rana ta goma, da ranar zai zama ko da yaushe daban-daban, dangane da yadda za kwanaki da yawa a cikin halin yanzu watan.

tsabar kudi janyewar

Sharuddan amfani da Savings Bank katin bashi kudi janyewar da aka ambata sau biyu. Da farko, a cikin sharuddan da sashe, inda aka bayyana, cewa alheri lokacin yin irin wadannan ayyuka ba ya tambaya, kuma da sosai Kashegari bayan withdrawals da su ware Naira Miliyan Xari za su fara ƙara sha'awa. Ya yi wasiyya da a cikin kudi: da shekara-shekara amfani kudi raba da 365 days a shekara ta yawaita da adadin withdrawals, ciki har da wani daya-lokaci fee ga tsabar kudi withdrawals.

A karo na biyu - a sakin layi na kwatanta abin da yake a tsabar kudi janye hukumar, da kuma yadda shi ne. A gaskiya yana da kawai wani fee cewa banki ya amince da tsabar kudi da kudi daga katin bashi. Idan ka yi amfani da kai sabis na'urorin ga kau na bayarwa banki, shi zai zama 3% na adadin, amma ba kasa da 390 rubles. Wannan shi ne, idan abokin ciniki son cire karshe da ɗari rubles, wanda kasance a kan taswira, ba zai iya yi da shi, saboda a kan asusun yana kasa kudi don ya biya kudin domin ma'amala.

Oddly isa, samun kudi ta hanyar wani banki ma'aikaci tare da gabatar da wani fasfo ne ma ba zai yiwu ba. Duk da haka, kamar yadda aka fassara daga katin zuwa wasu dabam.

The biya tsarin katunan da kudin kasashen waje ma'amaloli

Akwai kananan nuance, abin da ya kamata ya yi la'akari da kafin samun hannuwanku a kan katin, ko kuma wajen, ga rajista na aikace-aikace don ta saki. Wannan batu zai zama da muhimmanci ga wadanda suke shirin kai wani fatauci katin a wani kudin kasashen waje. Don yin wannan, m ga sanannen imani, babu bukatar su je kasashen waje, da yawa daga cikin abokan ciniki suna sayen a kan Internet. Kuma yana da muhimmanci sosai domin sanin da hakkin zabi tare da biyan katin tsarin.

Wannan bayanai da aka iske ba, kuma idan sun so su, ko da idan daga farkon zuwa karshen don karanta dokokin amfani da Savings Bank katin bashi. "MasterCard" - shi ne na kasa da kasa biya tsarin, wanda aiki a ɗari biyu da goma a} asashen duniya. "Visa" - wannan biyan bashin tsarin, amma American. A tushe kudin na "Visa" tsarin ne dollar, da kuma "MasterCard" - Yuro. Tare da ruble Sberbank katin bashi da kuma biya wa shi a cikin wani kudin wanin kudin na lissafi da kuma biyan bashin tsarin, abokin ciniki hasarar kudi domin sau uku m hira - na farko da daloli ko Tarayyar Turai, sa'an nan kawai a cikin rubles. Saboda haka, a Turai shi ne mafi riba biya katin "MasterCard", kamar yadda a cikin Amurka - "Visa".

Tamanin da bashi da iyaka

A wannan yanayi, da dokoki ne dan kadan daban-daban Sberbank amfani katunan bashi "Credit lokacinta." A duban farko a taswirar wasu abũbuwan amfãni, kuma babu albarkacin drawbacks: shi za a iya samu a rana guda, kuma ba tare da bata lokaci, za a fara yin amfani da nan da nan bayan shigarwa na bashi da iyaka. Bugu da kari, taswira ba ya nuna your data, wanda ke nufin cewa ko da a cikin hali na asarar ƙila wasu kamfanoni su yi kokarin amfani da samuwa kudi a kan shi a kan Internet.

Amma kar ka manta game da gazawar hade da wannan katin. Na farko shi ne iyakar adadin da bashi da iyaka kafa a kan taswira. . Idan saba katin bashi shi yana iya zama daraja har zuwa 600 dubu rubles, da kuma a kan katunan "Credit lokacinta" - kawai zuwa 120 000 rubles.

Features na ayyukan

Batu na gaba ake dangantawa da fasali na katin ma'amaloli da irin wannan. Saboda haka, saboda mutane da yawa da shi zai iya zama wani m mamaki cewa aiki na batun na tsabar kudi a cikin wasu bankuna a kan katunan 'bashi lokacinta "ba a yi. Wannan yana nufin cewa amfani da wadannan katunan ga yadda ake gudanar da janyewar ko tsabar kudi ajiya ba samuwa a cikin Jamhuriyar Crimea, inda ofisoshin na Savings Bank ya ba tukuna aka gina, da kuma ATMs ba kafa.

Idan abokin ciniki ne sau da yawa wajibi ne don yin ma'amaloli a kan Internet, shi zai zama mai ban sha'awa domin ya koyi sanin wani ya rage mata a cikin yin amfani da katunan "lokacinta". ta cikin Internet biyan bashin kaya da kuma ayyuka da ya yi a 3D Secure yanayin, wanda ke nufin cewa ga kowane aiki dole ne amfani da daya-lokaci kalmar sirri, wanda ya zo da lambar waya cewa an haɗa zuwa mobile banki.

Kariya yana nufin yin amfani da 3D Secure

Wannan shi ne banki na yunkurin kara tabbatar da cewa biyan bashin aikata sahibin kati. 3D Secure ba mai cikakkar kariya na kudi a kan gungumen azaba, a yadda ake gudanar ba tare da wani katin, misali, a daya-lokaci code za a iya intercepted by kwamfuta ƙwayoyin cuta. Duk da haka, da tsarin rage hadarin na abokin ciniki ta kudi asarar ko da a lokuta idan aiki katin ko data nuna a kan ta gaba da kuma mayar da tarnaƙi, kawai fadi a hannun wani ɓangare na uku. A rashin wannan ko girma - da kowa da kowa zai iya yanke shawara don kansa, amma yana da muhimmanci a tuna cewa ba kowane website ya shirya don samar da wani mataki na kariya. Wannan yana nufin cewa ba duk sayayya a kan Internet zai zama akwai.

Wadannan siffofin ma ya shafi zare kudi cards, ma, amma domin cikakken fahimta yadda ya kamata amfani da samfurin karkashin shawara, mafi kyau hankali zuwa hada wannan bayani a cikin umarnin don yin amfani da Savings Bank katin bashi.

Shekara-shekara fee ga

Ko da abokin ciniki a hankali karanta sharuddan amfani da katin bashi Savings Bank, "Maigida Katin Gold" a cikin m jaka alfahari yũlã bayyananniya zinariya kowane lokaci ya dubi a ta da kome ba daga ãyõyin matsala, akwai yiwuwar m surprises. Saboda feedback rahoton: suna ƙara fuskantar halin da ake ciki a lokacin da rana daya a kan wani katin lissafi zama ba zato ba tsammani dubu uku rubles kasa. Hakika, a kai a cikin ta farko wuri zo da tunani daga cikin mafi munin - na zamba da kuma fashi da makami. Dole mu toshe katin da kuma fara tattara takardun zuwa ga 'yan sanda. Amma dai itace cewa da banki kawai kiyaye fee ga sabis na bankin katin. A cikin tambaya na yadda irin wannan hukumar adadin, amsar da ya rage guda: ya zama dole don karanta a hankali da sharuddan amfani da katin bashi Savings Bank.

Lalle ne, idan akwai wani gaggawa bukatar yin wasu irin saya ba, da kuma lissafi yana kasa kudi, da katin bashi ya zama alama mai kyau wani zaɓi. A irin wannan lokacin da wuya yi tunani a game da abin da irin hukumar Bank zai rike su da sabis. The adadin shekara-shekara da sabis fee ne daban-daban domin daban-daban azuzuwan na cards. Alal misali, a katin lissafi da kuma nan take bayar da katin aji "Gold", wanda aka bayar da pre-amince shawara za a za'ayi da banki kyauta. Standard katin ne yawanci launin toka a cikin launi, to Jagora Jagora Katin Standart ko Visa Cassic zai zama na farko a shekara ta amfani da kudin 750 rubles, kuma a cikin m - 450 rubles ga kowane.

Sharuddan amfani da katin bashi Savings Bank: da m al'amari

Na zo zuwa kusa analysis daga cikin manyan al'amurran da suka shafi da kuma kalubale da cewa bayyana a cikin binciken na 'yan Adam "katin bashi Savings Bank Dokokin" daftarin aiki. Shawarwarinka barin banki tayi a kan official website a cikin feedback shafi.

A karshe abu na son lura - wannan ne m bangare na amfani da katunan bashi. Ya aka daidai aka bayyana a cikin caricature zane, inda wani hali ne ya biya sha'awa a kan su katunan a matsayin zakkar da coci ko haraji. Kuma, a gaskiya, shi ne ba a bayyana abin da ya biya. Bayan duk, da gado mai matasai, wanda ya sayi tare da katin na dogon lokaci m da languishing a juji. A total adadin katin bashi bashin tsohon, saboda ba su so su biya dubu biyar a watan gaba daya ya rufe da bashi line, a lokacin da mai kyau banki alheri a yarda domin ya biya hakkin kawai daya da rabi. A katin wani lokaci daga baya za a rufe a yanzu tare da latsa al'amurran da suka shafi za farraba.