Shirya takardun for rance

Lokacin da wani borrower ke da banki su sami wani rance, rance da ma'aikaci ya gaya game da yanayi da kuma hanya don bayar da shi, kuma ma ba a jerin takardun da ake bukata domin rajista.

Fage Takardu for bashi

Wadannan sun hada da takardun a kan adadin kudin shiga, fasfo aikace-aikace, kazalika da wasu ƙarin takardun ga wasu iri rance.

Sirri da borrower ne rijista banki ma'aikaci wanda ke hulda da rance a cikin lissafin kudi kalamai na mujallar. Yana ƙayyade da rajista lambar da kwanan wata. Bugu da kari, sanya kofe na dukan takardun da za a mayar da su. A ma'aikaci ne kuma jerin yarda takardunku, wanda ake gyarawa ko dai a wata takarda dabam, ko kuma a kan mayar da sanarwa. Takardu ga aro ba ta borrower za a dauka, daukar kwayar cutar, da ke rubuce da kuma adana daidai da dokoki a cikin banki. Da zarar dukan takardun, ana harhada kuma ado, suna umarni da primary dubawa.

A farko tabbaci na borrower

The shawara na tambaya na rance ya dogara da irin da kuma adadin, amma ya kamata ba ƙetare goma sha takwas kwanaki. A Countdown fara daga ranar biyayya da takardun. Idan muna magana ne game da rancen kudi na gaggawa bukatun, da yanke shawara ne ba kwana goma sha biyu.

Takardu ga aro ba ga borrower, Bankin ma'aikaci bari. Wannan ne yake aikata domin sarrafa bayanai a cikin tsarin tambayoyi. Dauke da fitar tabbaci na takardun sallama, ma'aikaci sami fitar da bashi tarihi na borrower da tabbacin (lãmuncẽwa a kanku), da adadin bashin a kan baya samu rance (idan wani), ko tabbacin ba, yin amfani da wani database na mutane. Idan dole, ya zai magance buƙatun mika bashi zuwa wasu bankuna, kungiyoyi da kamfanoni.

Ba zai zama da hakkin ya hada tsakanin su tabbatar da wa] annan mutanen suna da nasaba da juna kinship: adult yara, iyaye, adoptive iyaye, maza, da kuma taimaka. Su matakin na samun kudin shiga ba kome. Wannan mulki ya shafi kawai a, idan sun yi ba ne kawai tabbatar. Bayan da dubawa ne m da borrower ta creditworthiness da matsakaicin yiwu adadin na aro.

Bayan da bashi sashen aika tattara takarda jaka a cikin doka sashen. Bisa ga bincike da kuma tabbaci na takardu don a aro tsaro division aka kammala a rubuce, wanda aka ruwaito da baya ga lamuntawa sashen.

Credit sashen iya hannu a cikin aikin da m appraiser ko wani ma'aikaci na mai na biyu (a cikin hali na tallafi na jingina da motocin, dukiya ko wasu dukiya, domin sanin da tamanin da dukiya). Bayan kimantawa da gwani halitta wani gwani ra'ayi, wadda aka bayar a cikin bashi sashen. A matsayin jingina za a iya amfani da Securities, da yiwuwar samun kayyade banki ta kwararru. Sun kuma samar da wani gwani ra'ayi, wanda aka ruwaito a cikin bashi sashen. Dukan takardun da ake bari a hankali, domin shi ya dogara da su creditworthiness na borrower.

Ƙimar na creditworthiness na borrower

A kimantawa da wannan factor, daga samun kudin shiga na mutum gabce duk wadannan a cikin tambayoyi da kuma taimakawa sauran biya. Wadannan sun hada da yaro support, gudunmawar, samun kudin shiga da haraji, da biyan bashin da sha'awa a kan sauran rance da kuma biya bashi a kan su, da lalacewar diyya, da dai sauransu Don tantance creditworthiness na borrower da tabbacin banki ma'aikaci ba kawai nazari akan bayanan martaba, amma kuma duba takardun shaida na aiki, ko bayar da jihar jikuna na zamantakewa kariya na yawan a kan adadin maganganu da kuma samun kudin shiga. Shirya takardun for rance na kowane irin, wadannan takardun da ake bukata.

A karshe mataki

Samun ƙãre rajistan shiga, wani banki ma'aikaci, tafiyad da wannan batu, forming takarda jaka tare da yanke shawara, wanda aka amince da shugaban sashen. Wadannan takardu da aka aiko zuwa bashi management sashen, abin da ya sa na yanke shawara a kan ƙi ko extradition. A cikin hali na kudi a lokacin da ake tsare ko a cikin abokin ciniki ta aikace-aikace wajabta dalilin.

Bayan rahotanni na aro yabo, abokin ciniki dole ne gabatar da kansu tare da takardun ga rance, rance zo da banki.