Tsaya List Sberbank: abin da shi ne da kuma yadda za su samu

Lalle ne, duk wanda ya taba amfani da sabis na bankin, Yanã sanin abin da wani tasha-jerin, ko a kalla ji shi. Mutane da yawa alhakin zuba jari da kuma bashi fahimta cewa wannan shi ne wani black list kuma, ba shakka, ba ka so ya zama a can.

Abokan ciniki Akwai iri-iri na ra'ayin game da abin da tasha-jerin da kuma wanda ya hada da. Ga kuma scammers, da qeta uzuri na rance, da kuma wasu maras so jar na fuska da haka. N. Financial cibiyoyin rabo tare da juna wannan bayanai, game da shi kara zuwa blacklist. Ba ta kasance ba wani togiya da daraja Sberbank, wanda kuma obzavolsya kama tasha-jerin.

Saboda haka, za mu fahimci, abin da ake kira black list na Savings Bank kamar yadda zai iya zama da abin da ya yi idan aka yi a tasha-jerin.

Mene ne baki jerin ko tasha jerin?

Duka wadannan matsalolin ne daya babban database na duk da, yanzu, da kuma wani lokacin har da makomar Sberbank abokan ciniki, wanda a sãɓãwar launukansa digiri, sun nuna ya zama m, a wasan kwaikwayon na su wajibai.

Babban mazaunan wannan jerin - mutanen da suka za'ayi da bata lokaci ba a kan aro yarjejeniyar ko ki biya bashin dake kansu. Tsaida-jerin cikin Savings Bank ne ko da yaushe bude to fraudsters aka bayar kudi tabbacin zuwa bangarori uku, wasu daga rashin abokin ciniki, da kuma waɗanda suka samar da ƙarya bayani game da kanka.

A abokin ciniki da kuma banki

"A kauri daga cikin" black list ne quite ban sha'awa. A nan ana nuna kusan dukkan masu laifi da mutum data. A Sberbank tasha jerin ga mutane da nuna Full sunan abokin ciniki, wurin zama, fasfo da lambar, bashi tarihi domin cikin shekaru goma, da aikin yi da kudin iyali. Hakika, cewa a rubuta shi a cikin wannan jerin - ba mafi alamar al'amurra. Da zarar akwai abokan ciniki za a hana rajista da kuma katunan bashi da kullum don kula da kanta.

Bugu da kari, tushe na tasha-zanen gado na Savings Bank yana da wasu iri-iri.

Iri blacklists:

• Personal tasha jerin. Akwai an rubuta duk abokan ciniki, waɗanda suka warware wasu wajibai kai tsaye kafin ta Sberbank. Bisa ga kundin tsarin mulki, wannan bayanai ba za a bayyana ga wasu kamfanoni, don haka sauran bankuna da shi (a ka'idar) ba su mallaka.
• List of bailiffs. Wannan ya hada da wadanda mutane tare da wanda da zarar riga azãbar kudi a cikin ni'imar bankuna.
• Tsaya zanen gado BCH. Akwai kafa lists dukkan kudi cibiyoyin, inda abokin ciniki dauki wani rance, rance rance, cards, ko amfani da wasu sauran ayyuka. A gaskiya, shi yana kan rahoton bashi hukumar, kuma Ya ƙaddara da solvency na mutum.

Wannan shi ne, a karshen dole mu daya tasha jerin cikin Savings Bank, kafa a kan tushen da na sama data blacklists.

Ta yaya zan iya samun zuwa black list?

Kusan duk kudi cibiyoyin da m kenkenewa, ciki har da ba sa wasu asasshe to abokan ciniki, kamar yadda suka faɗa, wani talakawan hannunka. Wannan shi ne, a wata 'yar alamar warwarewarsu kwangila ko wasu wajibai a cikin tasha-jerin Sberbank iya samun quite m mutum wanda, misali, lokacin da aka ba su iya biya aro saboda rashin lafiya.

Wasu abokan ciniki ba su ma lura da irin blunders - biya rana daga baya, Allah ya albarkace shi. Duk da haka, na gaba lokaci da banki ba zato ba tsammani ya ki ya baiwa aro.

A general, da dalilai ya zama a cikin wannan jerin iya zama sosai, don haka mutane da suke so su ci gaba da hayayyafa hadin gwiwa tare da banki, bukatar "kafa" da kuma fita daga cikin jerin tasha.

Yadda za a samu daga black list?

Samu shiga cikin tasha-jerin ne mai sauki, amma ka fita daga gare shi ne yafi wuya. A chances cewa banki zai tafiyar da ku, daga black list, su ne kadan, amma idan ba ka da wani m hakkin warware, da kokarin ne sabulu.

Sauran cibiyoyin kudin wani lokacin sanya wani ƙarin tarar da bugun fanareti abokan ciniki da kuma kawar da m laifi irin lists. A cikin akwati, a can ne na musamman shirin na Savings Bank, don taimaka mayar da amana daga gare ta.

Ga muna magana ne game da kananan rance da high amfani rates, inda kana bukatar ka biya kowane lokaci a biya ba tare da tsiwirwirin kuskure. Ko a matsayin wani zaɓi - don bude ajiya lissafi a wani reshe na bankin, kuma lokaci-lokaci replenish shi, domin tabbatar da solvency.

tasiri hanyoyi

Akwai kuma mafi tasiri shirin for Sberbank da kuma mafita blacklist. Wannan shi ne don canjawa gaba daya zuwa ga sabis: da muka ambata a sama rance, adibas, kazalika da biyan haraji a banki ta rassan, tabbatarwa, mai amfani takardar kudi, albashi cards, da dai sauransu, to a sake tabbatar da viability.

Irin wannan hanyoyin da yawa sau qara chances cewa Savings Bank zai ware ku daga lists na duhu da kuma za su samar da sabis ɗin a cika, kazalika da bashi tayi.

Yadda kada su fada cikin tasha-jerin?

Da farko, kimanta your kudi yanayin da ba a ɗora Kwatancen a kan wani kai nauyi. . Wancan ne, tare da wani albashi na dubu 20 rubles ba daraja shan rance a wani miliyan, komai ya so - kana da shi duka guda, ko ya jinkirta zuwansa, ko ba ta dawo ba. Count a kan wani tsakiyar ƙasa, kuma shi ne ba 25-30% na albashi ga wata-wata ijãra a kansa.

Na biyu, "yin abokai" tare da bashi hukumar (CRB). Kai ko oda su inquiries kuma rahotanni na soke ko rufe credits. Sau da yawa sosai akwai lokuta inda abokin ciniki yadda ya kamata biya karkashin kwangila wajibai kowane wata guda adadin, kuma na karshe biya kashi kasance a cikin wani biyu na rubles more. Daga bisani, wadannan biyu rubles girma tare da default amfani da bugun fanareti a kamar wata dubu, da kuma abokin ciniki ya a banki ta tasha jerin.

Abu na uku, shi ne don samar da Sberbank kawai real kuma ba kirkirarrun bayanai, kazalika da sake bincika duk da cewa ka rubuta. Ma wani karamin, albeit bazuwar mismatch tare da naka, misali, a fasfo, zai zama wata alama ga tsaro da sabis game da yiwu zamba.

Kuma a karshe - ba su da bukatar wani m bukatar shi cin gajiyar kunya sozaomschiki ko wani garanti. Idan abokin tarayya ba cika wajibai zuwa banki, za ku zama mãsu laifi kusan daidai, don haka shi ne tare da wannan hali da hankali, in ba haka ba a daina-jerin muku daidai tabbas, da kuma na wani kara credits iya zama babu tambaya.