Finances, Banks
Bank Tavrichesky: matsaloli. Bank "Tavrichesky" (St. Petersburg): sake dubawa
Bankin na Tavrichesky yana da tsaka-tsakin yawan kuɗi, ƙananan kudaden ruwa, da kuma babban kamfani na kamfanoni. Tun daga farkon shekara ta 2015, ƙimar bashi na ma'aikatar bashi ya karu sosai. Bank Tavrichesky na fuskantar matsaloli. Menene zai faru a gaba tare da ma'aikata?
Tarihi
A shekara ta 1993, kamfanonin masana'antu da kasuwanci sun kafa bankin "Tavrichesky" a St. Petersburg. Yawancin lokaci, tsarin mallakar mallakar ya karu sosai: mafi yawan wanda ya kafa ya mallaki kashi 15 cikin 100 na hannun jari, da mai ɗaukar mariƙin - 3.73%. Cibiyar sadarwa ta ƙunshi ofisoshin 19, 35 tsarar kudi a cikin babban birnin jihar St. Petersburg, Cherepovets, yankin Arkhangelsk, Komi Republic da 470 ma'aikata. A karshen shekara ta 2014, Tavrichesky Bank (St. Petersburg) na ɗaya daga cikin manyan cibiyoyi 100 na kasar. Kungiyar ta tattara rufin miliyon 20 a cikin adadi daga mutane.
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Ko da yake banki ya maida hankalin kamfanoni, an tsara wani layi mai ban sha'awa ga mutane. Za a iya buɗe "gaggawa" tare da yiwuwar sake cikawa da karfin kudi don tsawon watanni uku zuwa 12 a cikin kasa ko waje waje. A adadin kuɗin - 10,000 rubles - ya karu a shekara 12.5%.
Wadanda suke so su gwada tare da wannan hanya zasu iya bude "Ƙididdigar Gaskiya" na tsawon watanni shida a cikin wani abu mai sauki na 12.7% don adadin da ba a kasa da dubu arbain dubu biyar daidai ba.
Wasu kayayyaki na banki basu da ban sha'awa sosai. Akwai yiwuwar ƙarewar yarjejeniyar tare da cikakken biyan kuɗi a kusan dukkanin adibas. Duk da haka, ba a samar da wani zaɓi na cirewa ba a kowane lokaci. Deposit rates high. Amma, hukunci da ra'ayoyin abokan ciniki, ba kowane mutum zai iya ajiye turba dubu 10 a nan da nan ba.
Domin samun damar shiga cikin asusu, zaka iya amfani da aikace-aikacen Banki na Bankin. An haɗa sabis ɗin a cikin sabis na sanarwar SMS, wanda har ma an haɗa shi zuwa wayar hannu na yau da kullum. Da taimakonsa zaka iya:
- Neman daidaitawa;
- Samar da karamin maganganu;
- Katunan Block;
- Sake cika waya;
- Biyan kuɗi don ayyukan;
- Samun bukatun;
- Ƙirƙiri ƙirar biyan kuɗi.
Na farko wadanda basu biya ba
A watan Janairu na 2015, kamfanin lantarki na kamfanin Lenenergo ya nemi Bankin Bankin ya ware Tavrichesky. A cikin asusun ajiyar kuɗin kamfanin kamfanin ya yi kimanin dala biliyan 10. Wannan ya dace da kashi 20 cikin dari na asusun Tavrichesky Bank. The matsaloli fara a 2014, lokacin da abokan ciniki ba zai iya karbo kudi daga albashi cards. Sai banki ya bayyana cewa rashin cin nasara ne. Amma Lenenergo ya ji tsoron cewa dalili shine rashin kuzari na ma'aikata.
"Lenenergo" shine babban mai bashi
Sakamakon kamfanin yana cikin hukumomi. Gwamnan St. Petersburg ya aika da bukatar zuwa Babban Bankin ya ajiye lasisi kuma ya sanarda bankin "Taurian". Ƙungiyar tana da matsalolin, amma za a iya warware su ba tare da fitarwa ba. Mai kula da shirye-shiryen yana shirye ya ba da kuɗin dalar Amurka 20, amma ya dauki lamarin "Lenenergo", an buƙaci karin kuɗin dalar Amurka biliyan 17. (15 biliyan ga biyan adibas da kuma wani biliyan 2 ana sa a kan halin yanzu asusun).
Bank Tavrichesky: matsaloli
Tun daga ranar Fabrairu 1, 2015, kungiyar ta sami kujerun dalar Amurka 48.5. A cikin nau'i na dukiya. 90% na fayil ɗin bashi an rarraba a tsakanin Taurian IC da ma'aikata. Dukansu kungiyoyi biyu basu biya bashin ba tun farkon shekarar 2014. A watan Fabrairun, kamfanonin zuba jarurruka sun shafe su. Saboda haka, asusun banki na barin yawancin da ake bukata.
Lafiya
Mai ba da izini ya sami masu neman biyar don muhimmancin sanatoriums, daga cikinsu akwai "International Financial Club". Kungiyar ta kasance da sha'awar yin aiki tare da dukiyar da ke fama da damuwa da cibiyoyin da ke buƙatar kyautatawa. Tare da wannan ƙungiyar ta shafi "Baltinvestbank." An shirya cewa IFC zai magance matsaloli na kungiyar bashi, da kuma sanata na biyu - "Lenenergo".
Bankin ta Tavrichesky, wanda matsaloli ya fara a shekarar 2015, yana sha'awar "babban birnin Rasha" da IIB. Dukansu kungiyoyi sun bukaci shiga cikin tsarin gyarawa na ma'aikatar bashi. Duk da haka, a watan Maris, an zabi IFC a matsayin sanatorium. A karkashin shirin, mai saka jari ya kafa cikakken iko akan banki, kuma bayan kammala wannan tsari a 2022, ya haɗa da IFC. Don mayar da liquidity na Agency for Deposit Insurance shirya don ware wani aro na dubu 28 rubles domin shekaru 10.
Sakamakon farko
Bankin Bankin Tavrichesky tare da wasu manyan abokan cinikin da ke da sha'awar inganta gidan bashi, za su iya daidaita shi. A sakamakon tattaunawar, an yanke shawarar canja wurin wajibi ne na IDGC na Arewa-West da Lenenergo su ba da ajiyar kuɗi. Sauran bankuna 6 na "Tavrichesky" sun dawo kamfanin lantarki. Bugu da kari ga wannan, sanatorium jawabi ga abokan ciniki tambayar su ba su karba na yanzu gudunmawar.
Bayan watanni bayan da aka kafa IFC, bankin na Tavrichesky ya sake ci gaba da aikinsa. Sakamakon kuɗi, wanda ya riga ya fara tun watan Afrilu 2015, an yi shiru, Mafi yawan abokan ciniki sun fi son janye kudade. A karshen wannan, an tsara jerin jerin layi na lantarki. Da yake yanke shawara game da amsawar abokin ciniki, wasu masu zuba jari sun janye hukuncinsu.
Bincike
A Yuni na shekarar 2015, an bincika ofisoshin Lenenergo da Tavrichesky. Tsohon darekta na kamfanonin sarrafa wutar lantarki an tsare shi a kan zargin zalunci da iko. Shari'ar laifuka a ƙarƙashin fasaha. 201 na Criminal Code. Ƙungiyar aiki a ofishin kamfanin ta binciki takardun da suka shafi Tavrichesky. Har ila yau, banki ya gudanar da bincike don tabbatar da daya daga cikin abokan ciniki.
Kammalawa
Wani ma'aikata ya fadi a karkashin hanyar sake dawowa. Wannan shi ne bankin "Taurian". Matsaloli a cikin kungiyar kudi sun fara ne a ƙarshen shekara ta 2014, lokacin da abokan ciniki ba za su iya janye kudi daga katunan albashi ba. Daga nan sai wakilan "Lenenergo" sun yi kira ga Babban Bankin da shawarar da za ta ba da banki. Shirin na IFC ya jagoranci tsarin, wanda DIA ta ba da rance na bashi na dala biliyan 28 domin shekaru 20.
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