Credit katin "kwanaki 100 ba tare da amfani", "Alfa-Bank": da yanayi, amfani

A katin bashi da wani alheri lokacin yau yayi kowane banki. Amma mafi yawansu ba su bayar da kwanaki 60 da sha'awa-free aro amfani. Duk da haka, akwai kayayyakin a kasuwa tare da mafi ban sha'awa sharuddan sabis. Daya daga cikinsu - katin bashi "kwanaki 100 ba tare da sha'awa." "Alfa-Bank" yayi kyau yanayi na abokan ciniki.

alheri lokacin

Credit katin bayar lokaci lokaci a lokacin da abokin ciniki iya amfani da aro kudi ba tare da biyan kudi ban sha'awa a karkashin wani yanayi. A mafi muhimmanci daga cikinsu - rufe bashi har karshen alheri lokacin. In ba haka ba, da banki zai yi cajin amfani.

Yana da muhimmanci a kula da irin aiki kara alheri lokacin. Yawancin lokaci shi ne kawai maras tsabar kudi biyan bashin kaya. A cikin hali na tsabar kudi withdrawals daga katin alheri lokacin ne sake saiti.

Sharuddan amfani

Yana da muhimmanci lissafi algorithm. A alherin tsawon kwanaki 120 ba ya nufin cewa abokin ciniki iya amfani da duka adadin yanzu, da kuma mayar da bashin a watanni uku. A daidai lokacin da ya dogara da kwanan wata a kan wanda ban sha'awa lissafi farawa. A alheri lokacin ba negate da takalifi na borrower yi wata-wata ijãra a kansa.

Features

Mun la'akari daki-daki bambanci map "Alfa-Bank", "kwanaki 100 ba tare da amfani" daga wasu irin kayayyakin a kasuwa.

Grace lokaci ya shafi dukan iri ma'amaloli, ciki har da tsabar kudi withdrawals daga ATMs. A wata uku da bata lokaci ba a biya ban sha'awa ba kawai a kan gargajiya katin lamuntawa ma'aikata. Wannan yanayin ba ya shafi Co-iri katin da kuma goyon bayan fasahar Noncontact biya. A kan irin wannan biyan bashin kida zai zama alheri lokacin na kwanaki 60.

Map samar da wani m biyan bashin a cikin adadin 5% na bashi, amma ba kasa da 320 rubles. Canja wurin kudi ga asusun da kake bukatar kowane wata a lokacin biya lokaci. Yana fara da lambar da kwangila da kuma yana for 20 days.

Kidaya-free lokaci ta fara ranar bayan na farko sayan. A ranar da kwanaki 100 da ake bukata a biya kashe dukan bashin da dinari. Idan wannan umurni da aka keta, sa'an nan da ban sha'awa zai ƙara da kuma na gaba alheri lokacin ba za ta fara.

"Alfa-Bank": katin bashi "kwanaki 100"

Yanayi, amfani da katin bashi "kwanaki 100" bari mu dauki wani kusa look:

1. Rubuta: Visa Classic.
2. Bayar: Instant.
3. Fasaha siffofin: 3D m.
4. Interest a kan ma'auni na sirri dukiya: Babu.
5. Batun fee: m.
6. Rate: 19% -32%.
7. Jami'in: 1290 rubles.
8. Fee ga tsabar kudi janye: wani ATMs: 6.9%, min. 500 rubles.
9. Iyakance a kan cashing 60 dubu rubles .. da watan.
10. A hali na take hakkin sharuddan biya na m biyan bashin a kan bashin accrued azãbar 1% a kowace rana.

Ina da katin da aka bayar "kwanaki 100 ba tare da amfani"? "Alfa-Bank" offers da abokan ciniki don en talakawa ko fĩfĩta katin a bashi ma'aikata rassan. Yadda za a yi da shi:

• Cika fitar da wani tsari, da samar da dacewa bayanai da lamba bayani.
• Karba Credit Manager a 5 days.
• Idan aikace-aikace da aka amince, shafi na ofishin don samun taswira.

Bugu da kari, wadannan ayyuka za a iya haɗa:

• rayuwa inshora kamfanin "Alpha Insurance" - 0.8% a kowane wata;
• "Alfa-Duba" - SMS-sanarwar da dukkan ƙungiyoyi a kan lissafi - 59 rubles.

Bukatun ga bashi

Taswirar "Alfa-Bank" tare da wani alheri lokacin na kwanaki 100 da aka bayar ga abokan ciniki a kan shekaru 21. A m borrower dole ne a kowane wata daga kudin shiga 9 dubu. Rub. da kuma aiki a wannan wuri domin akalla watanni 3. Har ila yau, ya kamata da wani gida rajista.

A amfani kudi da aka lasafta dabam ga kowane abokin ciniki, dangane da borrower ta bashi tarihi da takardu. Availability na takardun shaida na aiki, data zanen gado a kan motoci, waje fasfo da wani rubutu a kan wani kwanan nan tafiya kasashen waje, da manufofin da LCA ƙwarai rage yawan. An aikace-aikace na katin bashi bayar a gaban akalla biyu takardun, daya daga wanda dole ne a Rasha fasfo.

A makirci na aikin

Don fahimci yadda da katin bashi "Alfa-Bank", "kwanaki 100 ba tare da amfani", da muke la'akari da ƙarin bayani a cikin wadannan makirci.

Yi tsammani wata kwangila tare da abokin ciniki an ƙarẽ a ranar 22 ga watan Nuwamba. Watan lambar 22 zai kasance da kwanan watan da balance sheet. Bayan 6 kwanaki, t. E. A Nuwamba 28, abokin ciniki biya domin sayan a kantin sayar da wannan katin. A alheri lokacin fara da 29 da kuma zai šauki kwanaki 100, watau har 9 Maris.

A watan daga baya - a Disamba 22 - abokin ciniki zai sami wani SMS, wanda zai nuna yawan ɓatar na dũkiya. A na gaba 20 kwanaki ana kasaftawa domin sa ake buƙata biyan bashin (har Janairu 11). Bari mu ce da kudi da aka lasafta asusun a kan Disamba 28, amma da suka rufe kawai ɓangare na bashi zuwa CJSC "Alfa-Bank". Visa card tare da wani alheri lokacin na kwanaki 100 na ci gaba da aiki a fifikon yanayi. , Daya Grace lokaci ƙare da wani fara idan abokin ciniki lokaci biya kashe dukan bashin har 9 Maris. Idan duka adadin bashin da aka ba biya a dace hanya, shi zai fara zuwa ƙara.

Inda kuma yadda za a gano da adadin, ranar biya? Gano da adadin bashi a kowane lokaci na sallama, sakamakon a Internet banki, ta hanyar wani mobile aikace-aikace, a bashi ma'aikata a sashen, ma'aikaci kira cibiyar.

Amfani ko rashin amfani

Bayan nazari a daki-daki, duk da nuances na yin amfani da roba don takaita, ko da gaske bukatar a bashi katin, "kwanaki 100 ba tare da amfani"? "Alfa-Bank" yayi wani ban sha'awa biyan kuɗin. Watanni uku da fifiko amfani shafi dukan iri ayyukan. Advanced masu amfani iya sarrafa lissafi kai tsaye ta hanyar internet banki: duba da saura, ga tsantsa, canja wurin kudi, bice aro. Waɗanda suke tare da Internet 'a ka ", za a iya gama SMS-sanarwar sabis kuma sami wannan lissafi kalamai kai tsaye zuwa wayarka.

Akwai wani babban amfani mallaki by katin "kwanaki 100 ba tare da sha'awa." "Alfa-Bank" offers da abokan ciniki hanyoyi da dama zuwa sãka bashin: bank transfer daga duk wani account, tsabar kudi adibas ta hanyar da kashiya na banki, ATMs, "jcb" tashoshi, na CUDANYA tsarin, "Slow motsi", "City". Domin rajista na canja wurin kawai bukatar saka da lambar katin da sunan mai karɓa.

Akwai daya ne kawai drawback, wanda yana da taswirar "kwanaki 100 ba tare da sha'awa." "Alfa-Bank" Za cajin wata-wata ijãra SMS da online banking. Mai lamuntawa cibiyoyin bayar da wadannan ayyuka kyauta ko ga wani maras muhimmanci fee.

Sauran tayi a kasuwa

Matsakaicin da bata lokaci ba a biya ban sha'awa (har zuwa kwanaki 200) yayi wani "Vanguard" a kan katunan bashi Visa da MasterCard. Samun shi zai zama wani sabon abokin ciniki da kuma daya wanda ya taba amfani da overdraft. Monthly canja wuri ne 10%. Idan, kafin 19th ga wata na bakwai bayan janyewar kudi a cikin account ne a bashi, da amfani za a caje ga duk kwana na bashi amfani a kan Yunƙurin a cikin kudi na 24%. Matsakaicin iyaka ne 150 dubu. Rub.

"Promsvyazbank" to "SUPERMAP" offers 145 kwanaki na alheri don amfani da roba. A tayin ne dace kawai ga sabon abokan ciniki, da kuma kawai na farko ma'amala. Duk da wadannan da za a lasafta a kan tushen da 55 days. A alheri lokacin farawa daga ranar fitowa daga cikin katin. Bayan ta kammala kudi ƙaruwa zuwa 34,9%. Matsakaicin bashi da iyaka ne da 600 da dubu. Rub.

Up to 65 kwana

All kara nazari maps suna bayar da wani alheri lokacin da akalla kwanaki 100. Amma kowanne daga cikinsu shi ne ban sha'awa a cikin nasu hanya zuwa ga abokin ciniki.

"Rosbank" samar iGlobe katin a kan wanda bayar 62 kwanaki ban sha'awa-free. Tare da wannan biyan kuɗin da zai iya ajiyan tafiya ayyuka ta hanyar iGlobe sabis ba tare da tunani da kamfanonin jiragen sama. The bashi da iyaka jeri daga 300 dubu. Up zuwa 1000 dubu. Rub.

Map "Lukoil-Uralsib" ba kawai bayar da wani alherin-lokaci na kwanaki 60, amma shekara ta fari ta sabis da aka bayar kyauta. Lokacin da MOTA KE SHAN MAI a gas tashar "Lukoil" aiki m rangwamen. Standard rate - 24%.

Dakata na 55 days for biyan bashin ban sha'awa wuya kowa ya yi mamaki. Amma kowane daga cikin wadannan shawarwari ne musamman a cikin nasu hanyar.

Credit Card "YAR-Bank" ya aikata for free na farko shekara. A ranar na 55 days ga sauran 17.5% ne a caje. Matsakaicin bashi da iyaka ne da miliyan daya rubles.

M yan wasa za su iya yaba katin "Tinkoff Bank» Kanobu. Bugu da kari wani revolving iyaka da dubu 700. Rub. roba da kambun sami 10% rangwame a kan Kanobu shafin. Domin cashing abokin ciniki zai biya 5%. A karshen alheri lokacin kudi domin amfani da kudi da aka 23,9%.

"BIN" ɓullo da wani musamman tayin domin yawon bude ido. Map "Duniya duka" yana ba da damar sami kuma fanshe mil a abokin networks. Sabunta iyaka dabam a cikin adadin 50-100 dubu. Rub. Domin yin amfani da bashi kudi bayar kudi na 22%, da kuma for withdrawals - 2.5% (m 250 rubles). Bugu da kari, abokan ciniki iya haɗa free SMS bayanai sabis.