Credit mahaluži: cewa zai iya rinjayen sauri samu na kudi

Ga ci gaban kasuwanci na rance za a iya daukan musamman dace da sabis na bankin. Yana da wuya a sarrafa kawai nasu kudi domin sayan sabon kayan aiki, da biyan bashin da manyan yawa na dukiya ko jari a yi alkawarin zuba jari da ayyukan. Wurare da dama a banki cibiyoyin suna shirye su taimaka a cikin kudi na Enterprises ta samar da rance ga wata shari'a mahaluži.

Don shirya kunshin takardun da ake bukata domin rajista na aro, zai ɗauki lokaci mai tsawo. Don da bashi mahaluži an amince da banki maza maza, ya zama a cikin shiri na zama dole takardunku su bi 'yan dokoki.

Accounting kalamai na shari'a mahaluži, wanda kungiyar za ta nemi wani m, kamata rikodin barga riba. Bugu da ƙari, ta size dole ne a kalla kadan, amma girma daga daya rahoto lokaci zuwa wani. M kuzarin kawo cikas - tabbacin cewa kamfanin ya samu nasarar ci gaba da bayar da rance ga wata shari'a mahaluži ba zai bayyana karkashin barazana ba biya.

A m ra'ayi a kan banki zai yi m adadi a cikin balance sheet. Property, kaya, Securities, zuba jari a wasu kamfanoni - duk wannan zai taimaka wajen sauri warware batun na rance.

Idan kamfanin ya koma ga rance, da kasancewa dogon lokacin da bashi a cikin balance sheet iya zama wani tabbatacce factor idan akai la'akari da aikace-aikace ga wani sabon rance. Wannan na iya nuna AMINCI na kamfanin. Musamman idan da rance da aka tsara don wani dogon lokaci.

Wanne banki ne mafi riba sanya wani bashi aikace-aikace? Duk wani daga cikin kusan 900 Rasha cibiyoyin samar da rance ga doka abokai. Umurnin a lokaci guda ya dogara ne a kan lokaci na sabis, kazalika a kan nau'in aro. Mafi riba ga borrower iya zama roko ga " 'yan qasar" Bank. Credit mahaluži cewa an aiki na dogon lokaci a cikin wani musamman kafa iya bayar a fifikon yanayi.

Saboda haka, misali, nasarar aiki tare da su kamfanoni abokan ciniki , Sberbank. Corporate rance an bayar da ba kawai ta hanyar gargajiya makircinsu, amma kuma dangane da takamaiman sassa: tsaro, aikin gona, hakar ma'adinai zinariya masana'antu.

A gaban na yau da kullum da kuma gagarumin yawa a kan halin yanzu lissafi ya nuna cewa kamfanin yana aiki a al'ada mode. Bankin shakku a cikin abokin ciniki ta solvency zai bace da kansu. Idan akai la'akari da bashi aikace-aikace na abokin ciniki, kudi cibiyoyin ne kullum biyayya ga arziki na m bashi yanayi.

Wani muhimmin al'amari da ya kamata shakka san lokacin da ka tuntube da banki. Babu wani abin da za su ganimar da ra'ayi sanya a kan bankers a matsayin shafe bashi tarihi. Wata rana a bashi a halin yanzu biya iya negate duk kokarin sanya tsara wani sabon rance. Saboda haka, tsabar kudi kwarara shiryawa dole ne ya faru don haka da cewa rance biya aka sanya a kan lokaci.