Jinginar gidaje: Menene wannan? Da kuma sauran muhimman tambayoyi

Don fara, ina so in ce 'yan kalmomi game da lokacin da kuma yadda ya yi da jinginar gida. Menene wannan aiki shi ne, mun san riga a zamanin d Roma da kuma zamanin tsohuwar Girka. A waɗannan kwanaki, irin kalmomin da ake kira post, wadda aka kafa a ƙasar bãshin karkashin wani takalifi. A da sanya shafi sunayen da borrower da kuma mai ba da bashi, kazalika da kwanan wata a kan wanda bashi dole ne a sãka. A cikin ƙasa alama a cikin irin wannan hanya mutum ya rike da bashi, ba shi yiwuwa a yi wani abu, ko kuma daukar fita.

A pre-neman sauyi Rasha akwai kuma jinginar gida. Mene ne shugabanci na kudi aiki, a can an kusan manta a lokacin Soviet zamanin. Saboda haka, mutane da yawa a yau, kai amfani da wannan kudi sabis, sau da yawa kama a wani mawuyacin hali, saboda gaskiyar cewa ba lasafta da ƙarfi. A Rasha, tare da shekaru daban-daban 13-14 san abin da a jinginar gida (dukiya), wanda bisa ga dokoki, waɗanda za su iya ba biya kashe bashin, rasa dũkiyõyinsu, bada ta fatake, moneylenders ko wani lokaci ma a gidajen lama. Jinginar gidaje guda kama da wani zamani, ya bayyana a cikin Rasha Empire a 1881.

Wanne kasashe suna mafi kyau ɓullo da jinginar gida? Abin da shi ne ya dauki bashi domin sayan gidaje a cikin dogon lokaci har zuwa shekaru 30 a kananan kudi na game da 6% da annum, mafi yawan jama'ar Amirka suna sane. The mazaunan wannan kasa zuwa na karshe tattalin arziki da rikicin, son dauka tsawon lokaci rance sayen gidan. Dukan more haka a biya game 1-2 dala dubu da murabba'in mita, da yawa daga cikinsu an biya game 5 dubu. Daloli wata daya. Yau, rance ga gidaje a Amurka da aka bayar na tsawon shekaru 15, da kuma da yawa daga cikin mazaunan cute cottages sun zama rashin gida saboda aiki asarar da kuma rashin damar zuwa sãka da rance. Jinginar gidaje ba tare da biyan kudi akwai ba tartsatsi ne. watau wani m owner of dukiya dole ne sun samu game da 10-20% na adadin da janyo hankalin shi zuwa Apartment.

Domin for Rasha zuwa kusanci pre-rikicin matsayin jinginar gidaje a Amurka, shi wajibi ne cewa tattalin arzikin bai samu tsanani tunkaro. A wannan yanayin, kungiyoyi da mutane da ake zuba jari kudi a bankuna na dogon lokaci, wanda zai taimaka bashi cibiyoyin samar da dadewa rance da m amfani rates. Yau, fiye ko žasa babba a] e da irin wannan shiri da kawai da most kudi cibiyoyin, kamar "Savings Bank".

Lissafi jinginar gida na iya zama ta yin amfani bashi calculators cewa suna miƙa ta bankuna. Don yin wannan, zaɓi kudin da bashi sharuddan sanin da net albashi yin lissafi da data kasance kudi domin sayan gidaje (a kalla 10%), don gano abin da shirye-shirye ne na musamman category na yawan (misali, matasa iyalai), da sauransu.

A Rasha tattalin arzikin bai samu tsanani naushe a lokacin da na karshe a duniya rikicin, don haka iyalai da yawa jinginar gidaje ya zama akwai. Mene ne wani jinginar gida ga waɗanda suka riƙi amfani da ita? Da farko shi ne wata damar rayuwa a wani gidan kusa da nasa, bada kudi ya saya da shi, kuma ba haya. Ga waɗanda suka riƙi fitar da wani rance ga wani karuwa a gidaje farashin da kuma nasarar bice shi, wannan kudi sabis an damar yin mai kyau kudi a kan sayar da Apartments a wata mafi girma kudin. Duk da haka, akwai wani babban isa kungiyar mutanen da suka rasa aikinsu, kuma sun kasance bã su iya fanshe coveted square fim. Saboda haka, a ƙarshe na jinginar gida kwangila bukatar a hankali ku auna nauyi da kasada, musamman idan iyali daya ne kawai mutum yana da isasshen high albashi, ta amfani da ya kamata su bice aro.