Rating BBB. Credit ratings kuma gudanar da bincike

Dole ne ko ta yaya kimanta halin da ake ciki a jihar. Za ka iya nuna rashin bambanci hukunci da sayen ikon ko yi wa wani musamman zabin a kan mutum hali da kuma yi sha'awar a cikin abin da ya ba da muhimmanci sosai. Alal misali - yiwuwar dawo da bashin. Kuma daga wannan batu na amfani na samar da bashi ratings kuma gudanar da bincike a kan ta kafa.

Mene ne wani bashi rating kuma gudanar da bincike?

Credit ratings ake magana a kai da ra'ayoyi na mutum Rasha da kuma kasashen waje rating hukumomin game da kudi da kwanciyar hankali da kuma solvency na kudi kansu na mutum kasashen cikin sãsanninta, kuma kasashen duniya. Domin sanin abin da darajar kamata a sanya, gudanar musamman nazarin wanda manufa - don gano tattalin arziki halin da ake ciki a kasar, don kimanta darajar bashin da za a biya da kuma yiwuwar su biya idan za su iya bayar a lokacin na binciken. Yiwuwa - da siga da cewa ƙiyasta yiwuwar dawowar basusuka, idan ka ba da rancen kudi a yanzu. Kuma yana da daraja cewa da daukan hotuna rating aka aikata ba kawai dangane da mutum jihohi, amma kuma ga manyan kamfanoni. Saboda haka, creditworthiness - shi ne ra'ayi cewa ya shafi ba kawai ga mutum kasashen amma kuma ga kamfanoni.

Wanda yana sanya shi?

Suna tsunduma a cikin shirye-shiryen da kuma exhibiting wasu rating hukumomin cewa saka idanu da halin da ake ciki a kasar. Suna iya duba, ko ta hanyar kafofin watsa labarai da kuma gwamnatin statistics, ko hade su tare da rahotannin da wakilainsu. Alal misali, wasu ofisoshin hulɗa tare da wani yawan masu amfani da daban-daban kamfanoni (ta hanyar safiyo), kamar yadda ya aikata da Better Business Ofishin, wasu kokarin rage kawai mafi girma a kungiyoyi.

Me ake da suke bukata?

Me ya sa na bukatar wadannan ratings? Gaskiyar cewa sun samar da bayanai zuwa m zuba jari game da jihar na cikin gida da kuma cikin Jihar harkokin. Bisa ga ra'ayin da yawa 'yan kasuwa da kamfanoni, da yanke shawara a kan ko su zuba jari a jihar ko kungiyar.

bashi rating tsarin

Abin da irin bashi rating tsarin zama? Su ne quite mai yawa da aka nuna a cikin Latin haruffa. A general, akwai wani fairly m iri-iri rating ma'aunan da suke amfani da kananan haruffa, da ribobi da fursunoni, amma a cikin Mataki na ashirin da za a yi la'akari ne kawai da wani asali "kwarangwal":

1. AAA rating. A kalla matakin. An gane cewa, kasar ne a borrower daga cikin mafi girma bashi matakin. A kudi halin da ake ciki shi ne mai kyau da kuma barga a kan lokaci. States su cika alkawurra a kan lokaci da kuma musamman low dogara a kan waje dalilai na anthropogenic asalin. Zai yiwu kasada ne kadan, yiwuwar samun tsoho ne kusa da sifili.
2. AA rating. A sosai babban matakin creditworthiness. A wannan category fada cikin jihar, wanda ya yi wani barga tattalin arziki yanayin na dogon lokaci. Wadannan kasashe su ne ma weakly dogara a kan m canje-canje a cikin tattalin arzikin duniya, da kuma samun wata low matakin na bashi hadarin.
3. Rate A. The babban matakin creditworthiness. Tattalin arziki da yanayin kasashen a cikin wannan category aka kimanta a matsayin mai kyau a iyakancen lokaci. All wajibai aka kashe a saboda lokaci. A daidai wannan lokaci da kasar yana da wani low dogara a kan korau canje-canje da faruwa a cikin tattalin arzikin duniya. A matakin na bashi hadarin da aka kiyasta a matsayin low.
4. Rating BBB. A gwada da babban matakin creditworthiness. Wannan rating nuna cewa tattalin arzikin kasar halin da ake ciki ne quite mai kyau. Yana iya dace da cikakken hadu da wajibai. A jihar dogara a kan wani moderately korau canje-canje a cikin duniya kasuwar. Yiwuwar faru na bashi hadarin - matsakaici.
5. Rating BB. A m matakin na solvency. Wadannan haruffa a cikin ranking aka nuna ta jihar, da tattalin arziki da halin da ake ciki wanda za a iya daukarsa a matsayin m. Suna da cikakken kuma dace yi da wajibai da kuma moderately dogara m canje-canje a cikin tattalin arzikin duniya kasuwar, amma m canje-canje a cikin tattalin arzikin duniya, na iya zama jinkiri. Credit kasada an kiyasta yadda m.
6. Rating V. A low matakin na creditworthiness. A halin da ake ciki tattalin arziki na wannan category na kasashen halin a matsayin m, da kuma dace dawowar bashi ne sun fi mayar dogara a kan kasa da kasa halin da ake ciki. Credit kasada a wadannan kasashe su ne a sama wa talakawan.
7. CCC rating. A low matakin na creditworthiness. Wadannan sun hada da kasashen da matalauta halin tattalin arzikinsu. Da ikon yin su wajibai ne sosai dogara a kan canje-canje a cikin macroeconomic yanayi. bashi hadarin matakin an dauki high. Har ila yau akwai wani gwaji alama cewa wajibi za a cika ko ba gaba daya daga lokaci.
8. Rating SS. Very low matakin na solvency. A kudi yanayin da kasashen da suka kawo a cikin wannan rukuni, shi ne unsatisfactory. The yiwuwar cikar da wajibai muhimmanci ƙaddara da canje-canje a cikin waje tattalin arziki yanayi da kuma bashi kasada mai girma ne. Yiwuwar default sanarwa ne mai girma.
9. S. Rating Unsatisfactory matakin na creditworthiness. Tattalin arziki, a wannan category ne a musamman talakawa yanayin, kuma yana da wani musamman high kasada. Matsayin mai mulkin, nan da aka shigar da kasar da pre-default jihar.
10. Rating D. tsoho. Ga zo kasar cewa ba za a iya tsunduma a, don tare da wajibai da kuma, mafi m, akwai da fatarar hanya za a fara. Wajibi ne a rarrabe tsakanin wadannan biyu Manuniya, saboda tsoho - shi ne kawai ƙi biya ta bashin, a rubuce, da shi za a iya bayyana jihar, wanda zai iya duka albashinsa.

Game da Rasha Ka ce wata kalma

Tun da kowane kamfanin dillancin na da grading sikelin, wannan ra'ayin wanzu. Amma a general, Rasha ta rating BBB ko BB. Ba mafi wani zaɓi, amma ba mafi matsananciyar. Saboda haka, BBB rating nuna gaban wasu matsaloli. Amma ko da daga masana akwai wani hadin kai. Saboda haka, Rasha ta rating ne yanzu a matakin cewa za a iya ƙara a kasar mayar da hankali a kan ci gaban kimiyya da sababbin hanyoyin fasaha. Kuma a sa'an nan da BBB rating da za a kyautata wa A. Idan wannan ba a yi, to, za mu iya sa ran wata sauka a hankali ƙi.

ƙarshe

Kamar yadda ka gani, wadannan alama sauki wasika zai iya gaya mai yawa. Bãya gare su shi ne aikin da mutane da yawa suka tattara da kuma nazarin dole bayani. Kuma bari mu fatan cewa BBB rating sanya wa Rasha da yawa hukumomin a wannan lokacin, za su canza ga mafi kyau.