The kungiyar "Riba Alliance": reviews ajiyar

A kasuwar na Microfinance sabis yanzu ɓullo da karfi da isasshen - mutane da yawa a kai a kai sa daga kananan tsabar kudi rance domin sayan kananan iyali kayan, biya wasu gaggawa takardar kudi da kuma sauran abubuwa, suna kawo su mayar da ku gaba paycheck.

Bi da bi, da kamfanonin samar da irin wannan bashin, ta kewaya kudi, jawo sauran mutane ta adibas, ƙara zuwa ta kudi fayil.

Yau muna gaya game da daya daga wadannan Microfinance cibiyoyin tsunduma a karbar adibas da bayarwa rance. ta "Riba Alliance" da ake kira. Reviews na ajiyar na ofishin, kazalika da janar bayanai kan ayyukan da kamfanin daga Internet za a bayar a wannan labarin.

Janar halaye

Wannan shi ne wani Microfinance ma'aikata (nan muke kira shi rage MFI) ne da hankula tsarin yawa na kudi. Kamar yadda muka rigaya muka gani, yana daukan kudi daga wasu kuma bada shi ga wasu. Abin yana da ban sha'awa shi ne babban sha'awa kudi, wanda aka lasafta a kan adibas. Wannan shi ne riga a kanta ba zai iya jawo hankalin mutane da suke so su sa kudi a kan su zuba jari.

Bugu da kari, kamfanin yana amfani da wani yawan marketing kayayyakin aiki - Popular site da taimakon motivational kyau hotuna, rubutu daga duk cikakkun bayanai game da dogon lokacin da nasara aiki da sauransu. Ko da yake idan ka so wani baƙo da shafin ne iya gane wasu kurakurai a cikin aikin da "Riba Alliance". Sharhi kan masu zuba jari, mu lura har sai kun yi.

Shekaru na aikin da takardun

A cikin "ginshiki" na site nuna cewa kamfanin da aka gudanar tun shekarar 2011. A daidai wannan page "game da mu" a fili rubũtacce shekara - 2013th. A sa'an nan da aka yi zargin tushen MFIs. Domin bolster ta kama a cikin idanu na zuba jari, a shafukan da shafin za ka iya samun takardar shaidar da takardar shaidar da rajista na mahaluži ta ayyukan, kazalika da dama sauran takardu. Duk da haka, idan muka yi magana musamman game da kamfanin "Riba Alliance" (feedback ne ma danniya), akwai kawai biyu na daftarin aiki game da shi - wannan shi ne takardar shaidar da rajista na shari'a mahaluži, kazalika da gabatarwar kamfanin ta data a cikin Littãfin Microfinance kungiyoyi. Wato, da sauran leka takardar ba da labari ga sauran masu ruwa da tsaki (wannan "Center of jama'a kudi" da kuma PDA "Eurocapital").

Holdings

A zumunta taimako na kamfanin "Riba Alliance" (shedu, daga waɗanda sun gudanar yin hadin gwiwa tare da shi, za mu ba kadan mafi) ƙarin bayani ba a bayyana. kawai janar bayanai za a iya samu a yanar cewa kudi janyo hankalin daga cikin yawan jere daga 30 dubu zuwa miliyan 5 rubles. Ko da kuwa da adadin da ajiya da shi za a caje 120 da cent annum (ko 10% da watan). Kamar yadda aka rubuta a kan wannan shafi, da biyan bashin da sha'awa a kan gudunmawar sanya wata-wata. Game da lokaci ga abin da zuba jari suna sanya, shi iya zama daga 3 zuwa 12 watanni.

A kadan m a kan site bayyana daban-daban "amfanin" daga irin wannan da zuba jari. Wadannan "Riba Alliance" (a kudi kamfanin sake bitar game da haka mutane da yawa suna sha'awar ajiyar) sun hada da bude, high riba, matakin AMINCI, ingancin sabis, abokin ciniki fuskantarwa, da kuma abubuwa kamar cewa.

Domin zuba jari, kana bukatar ka kira daya daga cikin lambobin da aka jera a cikin sashe "Contact Us" a kan site, sa'an nan kuma fitar da ofishin da kuma kawo kudi. Wannan an yi shine a matsayin nuna ta wakilan kamfanin, da sauri da kuma sauƙi.

credits

Baya daga kiwon kudi daga masu zuba jari MFI "Riba Alliance" (reviews ne kadan m) kuma da hannu a cikin bayar da rance. Yana da kullum da hankula microloans da nufin biyan kashe kananan basussuka, da sayen wasu da muhimmanci, amma m abubuwa, abinci da sabon albashi da sauransu.

A cewar bayanai a kan official website, a cikin hali na mota kamar yadda na biyu da bãshin na da hakkin ya bayar da rance a cikin adadin 10 zuwa dubu 50 rubles na tsawon shekara 1. A wannan yanayin, da borrower wajibi ne a gudanar da wani mako-mako biya a kan aro. Game da amfani rates, shi ne kafa a 2 cent da rana.

Ma'aikata na kamfanin alkawari cewa ciyarwa hanya ne quite sauki da kuma daukan wuri a cikin guntu yiwu lokaci. Dole ne ka kira daya daga cikin ofisoshin, to zo da hira live, sallama da takardun zuwa ga tabbaci tamanin da dukiya da samun da ake so adadin.

safeguards

Kamar yadda muka gani a sama, kamfanin wallafa ta rajista takardun nuna hanya, da kafa da kuma shigowa a cikin Littãfin Rasha MFIs. "Riba Alliance" (St. Petersburg ne na biyu cibiyar, inda su ofishin ne bude, bayan Moscow) kuma tabbatar da cewa duk adibas za a inshora a cikin kamfanin, "Loyd City". A tabbatarwa da wannan da zuba jari sami wani inshora siyasa, wanda ke nufin cewa 100% na ajiya zai zama refunded da wani hali.

A cewar kamfanin zuwa ta mallaka jamiái, shi ya yale mu mu yi magana game da babu hadarin ga masu zuba jari da kuma a kan riba na dukan ma'amala a matsayin dukan. Duk da haka, sake, don tabbatar da cewa mu ba bar na "Riba Alliance" sake bitar ajiyar, wanda zai yi ya nuna abin da ke abin.

Me sun yi yawa haka

A cikin MFI yanar yana da wani sashe wanda yana dauke da amsoshin tambayoyi fi na kowa. Daya daga cikinsu shi ne da wadannan: "Don me kuke biya sosai?". A daidai wannan lokaci, ba shakka, ma'ana 120 kashi kudi, wanda aka biya zuwa depositor ga shekara da yin amfani da kudi. Yana da gaske quite mai yawa - ko da a cikin daban-daban forums game da "Riba Alliance" sake bitar da gudummuwa bayar da shawarar da shi a matsayin m musamman m kungiyar. Musamman idan akai la'akari da cewa duk adibas aka inshora.

Yadda za a bayyana wannan al'amari da ma'aikatan - dukan abu a wani sosai high yawan bashin da cewa bashi biya. Lalle ne, 2 cent a cikin yin amfani da wani rana - game da 720% a kowace shekara. Wannan shi ne wani gaske babbar adadin riba. Amma cewa bayyana 120% kudi ne ba zai yiwu ba, kamar yadda na rance Bears marketing halin kaka don jawo hankalin bashi, kazalika da hadarin halin kaka don haka al'amarin na aro tsoho. Mutanen da suka fara zuwa rayayye koyi da cikakken bayani na kamfanin, akwai ma wani version a wannan batun.

Abokin ciniki Reviews

Masu zuba jari mafi yawa amincewa kira fraudulent kamfanin "Riba Alliance". "Microfinance kungiyar" - ne kawai a rufe sauki kudi dala, wanda daukan kudi daga wasu mutane, kuma yana biya da wasu, samar da bayyanar da aiki. Ka'idar aiki ne sosai kama da yadda aiki a saboda lokaci almara Mmm, kawai karami sikelin.

Guest da gudummuwa ambaci cewa irin wannan kamfanonin bayyana a ko'ina. Su hayan ofisoshin, hayan ma'aikata wadanda suke manajoji, murmushi ka rubuta ban sha'awa labaru game da aikin a kan official website. Amma to, shi ne ba ya zo.

Kamar yadda wani janar mulki, ku tattara wani adadin, suka tsaya kawai biya da kuma "juya" ko da yaushe bace daga perturbed masu zuba jari. Kuma da bashi, kamfanin zai iya ba, tun da wannan kudi, har ma da jami'an tsaro na mota ne m magudi.

Kuma wani ban sha'awa aya, wanda ya nuna feedback da gudummuwa. The site ya ƙunshi bayani game da abin da kamfanin zai disburse a madadin "Riba Alliance", alhãli kuwa Yã lissafe OOO "Center of jama'a kudade." Saboda haka, ya tabbatar da cewa kana da aka dauke kudi a farko ofishin, shi zai zama ba zai yiwu ba - bisa ga takardun da suka kasance biyu mabanbanta doka abokai.

Feedback daga ma'aikatan

Abin baƙin ciki, amfani da wani search a kan internet, mun ba gudanar ya gano da "Riba Alliance" feedback daga ma'aikatan. Kila, dalilin shi ne mafi karami jihar na kamfanin, ya kunshi mutane da dama. Yana da quite yiwu, aiki tare da abokan ciniki magance kai tsaye tare da masu kamfanin, ba tare da shafe ƙarin ma'aikata.

Ko ta wani hanya, amma shi ke taka bayyananne debe amana a cikin MFI.

A] aukacin ƙarshe

Me za ka rubuta kamar yadda a ƙarshe game da wannan shiri? Yana yayi wani fili ma m yanayi domin a fili jawo hankalin masu zuba jari. A lokaci guda game da shi sosai kadan feedback a kan wani ɓangare na bashi, babu shawarwari daga ma'aikatan da wata tambaya comments daga m masu zuba jari suke da sha'awar in cewa irin wata riba kasuwanci iya samar da irin wannan hauka sha'awa.

Batu na biyu - ne fragmentation da dama doka abokai, wanda ya nuna cewa shi ne duk yi a kan manufar. Yana yiwuwa ga gaban da dama doka abokai ta'allaka da ra'ayi da yadda tsarin yaudara na ajiyar.

Kamar yadda shawarwari na sauran masu zuba jari, shi ne mafi alhẽri wuce ta kamfanin. The yawan amfanin ƙasa na 120% a kowace shekara - shi ne kawai m. Idan ka kwatanta wannan shiri da sauran, mafi riba a cikin masana'antu, za su iya alkawari a kalla 20% a kowace shekara. Bambanci ne palpable.