"National sabis dawo" - abin da yake da shi? "NSV" LLC. Yadda za a magance "NCW"

"National sabis dawo" - abin da yake da shi? A batun a cikin wannan halitta iya kawai saita wani mutum nagari handyman, ko wani borrower zuwa sãka bashin dake kansu a kan lokaci.

Professional bashi tarin, ma'ana samuwan kaya daga waje, kunno kai a filin daga ba-biyan bashin. Tare da tarin kamfanin, wanda ake kira da sunan, ya kuma fuskanci shari'a da kuma ta jiki abokai cewa samar da receivables. Wanda aka "unguwanni" muna la'akari da shari'a mahaluži aiwatar da dama riyãwa? Contingent raznoshersty daga m 'yan ƙasa ko kasuwanci to zamba, a fili ya kange daga creditors.

Sau da yawa tada fitowar ta magance kollektorstvom. Shin wannan m? Tattara kungiyar, ma'ana cewa aiki - tarin receivables, akwai a duk raya ƙasashe. Da ayyukan da ake kayyade dokokin. (Next, mun dauki wani look at kula kollektorstva doka kungiyar a Amurka, Birtaniya, Faransa). Yi yãƙi ba tare da kollektorstvom, da take hakki na mutum haraji na shari'a norms.

Ciki kitchen kollektorstva

Sama tarin ayyukan yi da hanyoyi biyu.

A farko - cikin dillancin makirci, a cikin abin da "PDR" ( "National sabis dawo"), shiryar da Mataki na ashirin da 52 na Civil Code of Rasha, samu daga babba littãfi na contractual mabartan. Bugu da ari, ta hanyar aiki zuwa sãka mabartan bashi tarin kamfanin hidima a cikin wannan hali, da wakili samu daga ta babba dillancin fee, wanda a Rasha tarin kasuwar ne 20 zuwa 25% na adadin sãka receivables. Duk da haka, wakili makirci, dangane da kasar kwarewa, bayar game da 20% na kudaden shiga tarin Enterprises.

Babban shugabanci a cikin abin da aikin "NSV" ( "National sabis dawo") shi ne fansar bashin.

A halin yanzu, kasuwanci bankuna da kuma sauran abokan na haraji yarda ya je irin wannan yarjejeniyar. Saboda haka, su ne, da farko, da warware daga "ciwon kai" game da m receivables ne iya ƙara mayar da hankali ta mutum da kuma kudi albarkatun on core ayyukan. Abu na biyu, shi zai ta atomatik inganta kudi yanayin bankuna, kara da kasuwar farashin lokacin da sayar da mai kasuwanci.

Banks sayar da bashin haraji su mukamai, watau. E. Registry na mabartan ga dama da mutane dubu. The doka dalilin wannan ne line a cikin kwangila tare da abokin ciniki, ba da banki da dama don canja wurin da bashi da za a tattara zuwa wasu kamfanoni. Mukamai yawanci jigo. Alal misali, katin rance, rance unsecured, jinginar gida rance, jinginar gida. Tarin hukumomin suna sayen wadannan kunshe-kunshe ga wani yawan (price). A halin yanzu, farashin irin wannan wani kunshin ne 0.5 zuwa 2% na jimlar asusun receivable.

Darajar farashin kunshin yana da tsufa da receivable. Bayan duk, idan 'yan bashin haraji sarrafa sãka 60-80%, da m wani lokacin ba shi yiwuwa a tattara da kuma 5%.

Saboda haka, mabartan rosters fada da haraji, mabartan da tarho zobba, da kuma wani m murya bayyana: "National sabis dawo da ..." "Mene ne wannan?" - a juya, ya tambaye mai bashi. Yana da da lallashewa da kuma shawarwari haƙuri ciyar da dama yanke shawara - har yanzu biya kashe bashin.

Ya kamata a lura da cewa daya ya kamata ba "gudu" ya bi sãka shi a kan mataki na tarin. Don yin wannan, kawai zuwa banki da wani request domin bashi sake fasalin kudin, ta tsagaita biyan bashin. A wata kalma, ba lallai ba ne su yin sakaci a halin da ake ciki.

Idan "duk abin da ke gudana", da zance da tara ya faru, tabbata a yi amfani da wayarka tare da kira ID, da kuma murya rakoda. Har ila yau, za ka iya nemi daga tarin dillancin wasikar da ya aiko da banki dillancin yarjejeniya da wani kwafin na hukumar ta ikon lauya. Bukatar da cewa haraji, ba shakka, ya gabatar da kansa da kuma sanar da sunan tarin dillancin ga wanda ya aiki.

Akwai fundamentally wani ma'auni na amfane shi. Idan harajin yake faruwa saduwa da ku a cikin sharuddan na shirye-shiryen ku da kanku biya jadawalin bashi, shi ne - da dama m. Yana kada ta kasance mai kyau jama'a da bijire rashin da wata doka a kan bashi tarin ayyukan da "ka shiga musu". The daftarin dokar da aka kada ka manta game da shi.

Wani abu, idan ka ji halin kirki matsa lamba. Da doka, haraji ba a yarda ya sanar da game da wajibi na kusa abokai, co-ma'aikata, kira su, karya a cikin gidan. Kuma yana da doka da karfi na "tsoro labaru" game da aikace-aikace na Art. 159 na kundin Code, wanda kayyade alhaki ga zamba, idan ka yi a kalla daya da za'a biya. Ba "fooled" da kuma Art. 177 - "da gangan ƙi" da ake amfani da shi ne quite rare. Idan, duk da haka, domin ka dauka ma gaugawa, tattaunawar tare da haraji ta hanyar lauya.

Kuma yanzu dubi wannan halin da ake ciki daga wasu gefe. Yadda mayalwaci gudanar da wani zance da bãshin haraji - babu guda girke-girke. Duk da haka, akwai wani janar shirin mataki: wani gogaggen haraji ake bukata don gudanar da a kan wani zance da abokin ciniki haka cewa ya ɗauki shi tsanani. Tsohon gundumar - yawanci da mutane tare da mafi ma'aikatan aikin.

Yadda ya gani da hankula bãshin Darakta Janar "NSV" Artur Aleksandrovich? Wannan mutumin lent 50 dubu rubles, wanda ya zo sama tare da "mai haske ra'ayin" ya dauki bashi a matsayin kyauta. Saboda haka ya bar wa Moscow, ya magance a daya ɗari da hamsin kilomita daga ta, ba ma tunanin biya. A wannan yanayin, da bãshin zaton cẽwa "wani bai gan."

Matakin tarayya aikin tarin kamfanonin

Bisa kididdigar da, a yau fiye da 80% na Rasha banki cibiyoyin outsource ta bashi tarin kamfanonin ga basussuka. Abokan ciniki ne ma haraji da mabartan utilities, kuma su bashi for 2013, bisa ga ma'aikatar Regional Development of Rasha amounted zuwa kome kasa - 736 biliyan rubles. Tare da haraji massively hada da kamfanonin wayar salula ga abokan ciniki zuwa fraudsters (farga da riba daga wannan samuwan kaya daga waje).

Sikelin da wannan aiki ya nuna, misali, da cewa "NSV" LLC ( "National Service fenariti") da aka kafa a cikin tarin ayyukan da 83 yankuna na Rasha, zama, a ainihi, a matakin tarayya a yanzu.

Biya horo da kuma kollektorstvo

The yarda da zahirin gaskiya ne cewa a cikin kasuwanci rikicin, wanda ya tashi a "mai kyau sau" kamar yadda doping, wucin gadi, ya fara fada, tara asusun receivable. A daya hannun, mutane da suka yi, sun riƙi baya-watse kudi wajibai a kan bashin ma ba zai iya bauta wa da biya. receivables generated da su abubuwa a matsayin wani nau'i ne na jini clots a cikin kudi tsarin. Biya ta koshin lafiya da tattalin arziki. Saboda haka, tarin ayyuka, forming biyan horo, ma'ana bukatar da al'umma. Lokacin da wani mutum ko kamfanin gushe motsa jiki da contractual biya haraji hadu tare da su da kuma bayyana dalilin da ya sa ya kamata ka biya.

M kasuwar na tarin sabis

Me ake girmamawa "National sabis dawo" abokan? Abin da shi ne - mai sana'a code na xa'a na tarin? Kamfanin shigar da madaidaicin na m iko a kan ayyukan da ma'aikata - haraji. Horo a kiyaye da hakkokin mabartan aka samu da ciki-musamman horo da kuma koyawa, da kuma a wasu lokuta (fili take hakkin) - Hard gwamnati martani "NSV". Bugu da kari, da shafin da kanta ne guda tarin kamfanin mabartan bayyana su 'yancin a dangantakar da haraji. Bugu da kari, akwai wani "zafi line" na Ƙungiyar haraji ga abin da bãshin iya kira da kuma koka game da Unprofessional ayyuka na ma'aikaci-tara da suka aikata wannan cin zarafi.

Xa'a na aiki tare da abokan ciniki

Management na kamfanin tsayin da kuma tsare shukakkun da kuma aiwatar da ciki aiki da dokoki da mulkin "National sabis dawo". Reviews tsohon mabartan gaske shaida ga wannan.

A musamman, akwai iyaka, a lokacin da bãshin iya kiran (daga 8,00 zuwa 21.00), kuma shi ba a keta. An ma'aikaci na kamfanin, ko da yaushe sabõda interlocutor ba shi da wani aikin hukuma tarin kamfanin lambar waya. Tarho tattaunawa tare da bãshin ba sau da yawa samar, fiye da sau daya a cikin kwanaki 2-3. Babban aikin da ma'aikaci "NCW" tafasa saukar zuwa, to fahimtar ɗan adam halin da ake ciki da cewa halitta bashi, to san lokacin da zai yi receipts, kuma tare da su ka shirya biya, da kuma, ba shakka, wajen saka idanu da aiwatar.

Babban shaida na haraji - wani gagarumin karuwa a halin kaka ga ma'abucin a yanayin canja wurin da ta bashi a cikin shari'a jirgin sama. Saboda haka, quite bayyane gudanar da kullum da ayyukan tattara receivables "National sabis dawo". Ta wayar (+7 (495) 363-13-30) ne ko da yaushe akwai ya abokan ciniki idan suna da wasu tambayoyi ko shawarwari domin biya domin.

Har ila yau, akwai yanayi na asali bambancin ra'ayi da bashi da bãshin game da contractual bashi. A wannan yanayin, da harajin zama matsakanci, taimakawa ga tabbatar da gaskiya.

Da bukatar majalisu tsari kollektorstva

Shin babu wani paradox a cikin dokar da kalmar "tara"? Kuma yana da, a kasuwa, yin amfani da fiye da dubu da tarin kamfanonin, wanda ayyuka suna hadewa NAPCA (kasa assotsitsiya sana'a tarin hukumomin)?

The tambaya game da ya dace da wadannan ka'idojin muhawara da kuma wucin gadi Jinkirtãwa majalisu tsari a lokacin da tarin kasuwar qara shekara da rabi. Zai yiwu mu saurari furucin da ministan shari'a Konovalov a II St. Petersburg doka forum a kan m da bata lokaci ba na yau da kullum doka yi, wanda ya hana da kula da tarin ayyuka a cikin "unknown, opaque da kuma wanda ba a iya lura da shi ba segments."

Me "NSV" da aka jiran majalisu tsari na kasuwar kollektorstva

A yawa na tarin kamfanonin tare da rashin bayyana tsari take kaiwa zuwa wani iri-iri na kasuwanci, ciki har da unscrupulous kasuwa. Bayan magana da su, kuma yin matsahi na saba da su hanyoyin da aiki, da mabartan ake tilasta juya ga m ofishin tare da gunaguni da damfarar da kuma kama-karya a yi yakin kwangila.

Matsalar majalisu tsari kollektorstva

Sanannun "protracted" shi ne a cikin daftarin dokar "A cikin tarin aiki". A shirin da aka tattauna a gwamnatin matakin a watan Mayu na shekarar 2012, amma ya riga ya zama al'ada a aika da wannan "m" da doka da baya ga bita. Matsalar shi ne cewa a lokacin da Koli Gudanarwa Kotun gane aikin da dacewa yakin doka, Janar m ta Office da kuma Rospotrebnadzor yi imani ba bisa doka ba a gudanar da wani aiki na da'awar, ba tare da yarjejeniyar da bãshin. A wannan yanayin, "mulki Men" da aka ba musamman dame su dauki matsayin tushen "homespun yi" mafi nasara aikin na tarin kamfanonin a Rasha, kamar LLC "PDR" ( "National Service fenariti").

Lauyoyin da hannu a cikin shirye-shiryen da dokar, saboda a cikakken m kasuwanci - da key to ta nan gaba wadata. A halin yanzu, da Rasha, da tarin kasuwar tare da wahala ba, amma an shigar lokaci na shari'a tsari.

Alal misali, koma gaba da batun na inshora na sana'a da ayyukan haraji, kazalika da bayar da iznin na fasaha kariya na sirri bayanai. Wannan sake tabbatar da cewa Rasha tattalin arzikin ne ba a mika mulki, gano dabiu kwanciyar hankali. Shi ne a cikin wannan yanki aiki "NSV" LLC ( "National Service fenariti") zuwa sãka da rance a kan gidaje da bashi, biya na receivables doka abokai. Bugu da ƙari, wannan kamfanin ya nuna majalisa da kuma kungiya himma, shirya m sana'a hadin gwiwa tare da daban-daban abokai na Rasha kasuwar.

Tarihi: hadewa na kasa tattalin arzikin

Kamfanin da aka kafa tare da sa hannu na waje babban birnin kasar Agusta 31, 2005. Rejista - Moscow Interdistrict Inspectorate Tarayya Tax Service № 46 a Moscow. Sai ta kira da "ma'aikacin kotu" bashin hukuma. Yanzu LLC "PDR" za a iya kira da Rasha kasuwar shugaban tsunduma a gudanar da asusun receivable a da daban-daban, saukarwa: pre-fitina, a lokacin da la'akari da jirgin cikin natsuwa, kazalika da zartarwa mataki. Gaskiyar cewa kamfanin ne a hankali batutuwa a cikin kasa tattalin arzikin, ya tabbatar da membobinsu a cikin BDA (Association of Rasha Banks) da kuma kafa aiki a wani kwararren ƙungiya NAPCA haraji. Af, da himma don ƙirƙirar irin wannan jam'iyya da gudanar da "NSV".

The Russian shugaban tarin kasuwar aiki ciki har da asusun receivable kasashen waje. Wannan yana yuwuwa ta membobinsu na "National sabis dawo" a cikin CSA duniya da ƙungiyoyi, ACA International, GCS, FENCA.

A dabarun manufofin da kamfanin

A bayyane yake, kamfanin wanda ba aiki mai gaske babban dabarun a raga, wani haƙiƙa ba za a iya cimma a cikin ci gaban a matakin tarayya. Akwai wasu a raga da kuma "OFS". Su fili ya bayyana a kan official website na kamfanin:

- fasaha aiki a kan autosorsingu receivables kullum neman inganci fiye musamman sashen finuchrezhdleny.

- "National sabis dawo" (bashi) domin ta dace da karfafa doka abokai da kansu tare da asusun receivable, tambaya ta ga samuwan kaya daga waje.

- kullum a kan iko da manajoji "NSV" ne ciki kudi Manuniya: rage dauka a kan samuwan kaya daga waje da bashi da haka kara da riba na tarin aiki.

Management kayyade Hanyar aiki

Shugaban Hukumar "NSV" Devid Dzhons yana ba kawai wani mataki a cikin kudi da tattalin arzikin Amurka, amma kuma a waƙa rikodin na jagoranci a cikin makamashi kansu da kuma kafofin watsa labarai, masu zaman kansu da tushe, zuba jari da kamfanoni a Amurka da kuma Rasha. Da Babban Darektan Artur Aleksandrovich yana da kwarewa a majalisu aiki, membobinsu na kasuwanci banki, da banki ta kiri kasuwanci a Turai. Wadannan manajoji ne magoya bayan mafi m da m hanyoyin da aiki.

Waccan mujalla da muka saman manajoji da za su gudanar tasiri management na kamfanin "National sabis dawo". Mẽne ne - wannan tarin kamfanin sabis fassara da shi zuwa ga abokan? Wannan Multi-mataki tsari.

Da fari dai, kamfanin ya taimaka domin sanin suitability na halitta, ko shari'a mutum na da rawar da borrower. Masana "NSV", ta amfani da kwarewa da dabara tara, sa da tabbaci na so don samun rance, na sa ido ta AMINCI, solvency.

Kamar yadda wani ɓangare na pre-fitina bashi tarin suna samar don sanar da mabartan via SMS mailings, saduwa da su, wayar da kira.

A mataki na shari'a review "NSV" bashi shirya takardun ga shi, sa tracking, samun hannunsa a kan jirgin ta takardar shaidar.

Tare da zartarwa samarwa kamfanin ne ma a cikin doka filin korarsu ta a raga, yayin da bayar da tasu gudunmuwar da jirgin ta bailiffs a aikinsu.

Feedback daga ma'aikatan

Duk da ya fi dacewa kudi tsakiya, narkar receivables ayyukan "National sabis dawo", da ma'aikatan reviews tabbatar da wannan. Mun bincikar su don cikakkiyar har zai yiwu gabatar muku da wannan kamfanin. A daidai wannan lokaci, ba shakka, aka ɗauke shi zuwa lissafi, shi ne mai wuya wani al'umma m zuwa haraji. Duk da haka, wani haƙiƙa m ne har yanzu muhimmanci. A daya hannun, ma'aikata ne kullum gamsu da albashinsu, gama. Sun biya haraji ga a-gidan da karatu. Mutane da yawa sun muhimmanci ƙara musu ilimi a yakin da laifi code.

Duk da haka, shi ya san da cewa ma'aikaci "NCW" da muhimmanci hali, ciki core. Ba kome inda ya aiki: "National sabis dawo", Moscow ko wasu yankuna naúrar - muhimmanci dalili da kuma ni'ima, saboda wannan aiki ne ba domin rauni.

Sharudda ga sirri kasuwanci a matsayin tara: danniya juna da ragowa da halin kirki ƙarfin hali - ba ko da ya tsaya takara. Amma duk da haka, watakila, ya kamata a dogara ne a kan yi na tarin aikin, a wasu lokuta da dokar don gabatar da musamman gwamnatocin sãka da bashi. Bayan duk, dubi matsalar daga ciki kollektorstva watakila hari 'yan majalisar zuwa da sauri shirya da kasuwanci, a kawo shi a jihar da kwanciyar hankali na ma'aikata, a lokacin da akwai su na yau da kullum aiki. Wannan zai lalle haifar da karuwa cancantar ma'aikata, su yi.

Har ila yau, a wasu lokuta, ya kamata a kayyade gwamnati goyon baya ga harkar disadvantaged bashi kama a wani m kudi halin da ake ciki saboda da cutar.

"NSW" ( "National sabis dawo"): mabartan reviews

Ko da tsohon bãshin yarda da nuna gaskiya da kuma hasashen da na aiki da ya nuna da "National sabis dawo". The official website daga cikin kungiyar (nrservice.ru) ya ƙunshi bayanin da amfani ga wuyõyi zuwa sãka, tare da haɗin gwiwar "NSV" ta receivables.

A musamman, a nan za su iya samun shawarwari a kan yadda za a ci gaba, idan suka samu daga kamfanin sanar sms, abin da ayyuka ya kamata a dauka bayan da kararrawa mai tara kaya, abin da muhimman hakkokin al'amurran ya kamata a biya da hankali ga a wani sirri haɗuwa da shi. Zaka kuma suna da damar su tattauna tare da ciki domin na biya bashin haraji.

Yarda da cewa shi ne kawai cikin fahimtar tara da bãshin ta asusun receivable biya tsari ne mafi kyau duka. To, tambayar: "Yadda za a magance" NCW "" - babu nan gaba. A bãshin, a maimakon haka, ya kamata su hada kai da wannan kamfanin.

ƙarshe

Domin duk abin da makirci Rasha tarin kasuwar za su ci gaba a nan gaba? Wannan batu ne na damuwa ba kawai ga management na "NSV". Bayan duk, akwai da dama tatsuniyoyinsu na ta ci gaba. American bukatar m tsari na shari'a duk da nuances na tarin aiki. Jamus ba su yi amfani da Kalmar "kollektorstvo," sun sauya shi da "kudi intermediation", tare da Jamus fayyace su gabatar da shi a cikin Civil Code. Arthur A. yi ĩmãni Rasha ne mafi dace wa da kwanon rufi-Turai zaɓi, yake kunshe a cikin takardun da Turai Federation of tarin.