Sberbank: Visa Gold a matsayin VIP-sabis nuna alama

Babu baƙo don kula da premium kashi kasuwannin cikin gida ne Rasha Sberbank. Visa Gold saba wa ta watsi a kasashen da dama. Damar VIP-sabis palpable: da bukatar da zinariya katunan ya wuce su wadata. Duk da haka, za mu kai shi a kan batun. Yadda za a tãyar da su taurari guda shida aji m premium sabis? Abin da ya kamata ka sani abokin ciniki kafin jaka ta'allaka katin bashi Visa Gold?

Sberbank, mafi girma mafi m 'yan wasa a cikin gida kudi kasuwa, yana da tsawo da kuma tsare solves wadannan al'amurra a yi.

Saboda haka, a takaice dai look at kuma sa kowa yana da karshe na duk daya banki samfurin na da bambancin palette na jihar da kuma kasuwanci da kamfanonin Savings Bank - Visa Gold. A halin yanzu, bankuna bayarwa katunan bashi: Visa Gold, Visa Gold «Ka rayuwa», Visa Gold «Tunisair» daga tsawon tushe - 3 years. Suka "daura" ruble lissafi. Credit yawan - 17,9% - 23%, ana sa ran alheri lokacin - 50 days. Shekara-shekara sabis fee - 3500 rubles a shekara. Hukumar tsabar kudi - 3%.

Visa Gold «Tunisair» yakan haifar da accrual na bonus mil. A lissafi ne kamar haka: 1000 mil - wani bonus a lokacin da ka bude katin, da 1.5 mil ga kowane ciyar dollar / Yuro ko 30 rubles. Kowane katin Visa Gold «Ka ba Life" daukawa fitar da daraja aiki - a] en eponymous sadaka tushe.

Abin baƙin ciki, kafofin watsa labarai ba musamman shaida cewa hanyoyin zamani na aikin bankuna a premium kashi kasuwannin cikin gida, "danyen". VIP- sabis, da rashin alheri, sau da yawa ya ginu ne ba a kan tsarin, da kuma babbar sha'awa na nunawa, babban abu - wani shiri. Bankers san cewa kiri kasuwanci ne sau da yawa gudanar da untrained "shirya hari" ranar da premium kashi, tare da m bayarwa na cards ... Abin da yake a cikin hanyar tsoma bakin da hankali ga taro na exclusivity? Iron Curtain shekaru 80 da karya da shaidu na cin gaba, hana mu na fahimtar farashin segments. Kuma wannan shafi, musamman, da kuma abokan ciniki. Alal misali, zinariya cards, wanda fitarda Savings Bank - Visa Gold, - ne sau da yawa har yanzu dauke da mutum arziki mutane tare da manyan adibas, bisa ga ka'idar "classic". Ko da yake a wannan samfurin shine mafi muhimmanci manufa na m tayin mutum da ciwon wasu zamantakewa matsayi.

Don wasu har da zamantakewa manufa na ilimi a wadannan abokan ciniki mabukaci al'ada, yin Sberbank. Visa Gold - daya daga cikin wadannan "ilimi" kayayyakin. A Rasha, manufar "premium-aji" da aka fassara ba genealogically, kamar yadda a Turai, shi ake dangantawa da high quality sabis da mutum tsarin kula da abokin ciniki. Saboda haka, m abokan ciniki ne wani category mutane, wanda yana da wani karami jihar, amma da ikon shirya domin wannan katin su amfani. Irin wadannan mutane suna da muhimman hakkokin, suna iya sami kuma ƙidaya su kudi yayi cikakkar sha'awar duk cikakkun bayanai daga sabis da tariffs banki Sberbank. Su lissafi da yawa, kuma a cikin akwati na shekara-shekara da wuce haddi na kwatankwacin $ 6,000, kokarin samun zinariya katin a rage jadawalin kuɗin fito da shirin, leveraging amfanin jadawalin kuɗin fito Visa Gold.

Sberbank, don samar da abokan ciniki tare da "zinariya katin", shi kuma samar da amfanin unaccounted domin a cikin tariffs. Alkalin da kanka: a cikin US filayen jiragen sama, hotels, a lokacin da hayar motar, suna kula da kiwon lafiya da kuma sauran, ba za ka samu wani real ƙarin amfanin. Bugu da kari, da premium aji samar, idan ya cancanta, a kowane lokaci na rana shawartar "Kira a Friend" daga Concierge sabis, a shirye su taimaka tare da hotel reservations da kuma sayen tikitoci, kazalika da taimakawa, wajen "razrulit" rigingimu.

A daya hannun, Ina son tada batun na kyautata ingancin da kuma kwarewa daga Sberbank na ma'aikata hidima da VIP-abokan ciniki. Bayan duk, a cikin premium kashi na halin da ake ciki a lokacin da duk uku - bakwai abokan ciniki kawo su raba mafi girma a banki samun kudin shiga. Kamar yadda yi nuna, a lokacin tabbatarwa Visa Gold cards na iya zama da muhimmanci shi ne ba da wani m talla yakin, da kuma manufa na exclusivity.