Reviews na Bank "Finance da kuma Credit" Abokin ciniki Comments

An fara binciken sake dubawa na banki "Finances kuma Credit", ya kamata mu fara da kadan bango. Financial ma'aikata zo a cikin kasancewa Yuni 19, 1990. Da farko da ma'aikata da aka hukuma da rajista a cikin Tarayyar Soviet State Bank a matsayin Ukrainian Commercial Bank of Business hadin kai tsakaninsu. Bayan shekaru biyar, 13 ga Oktoba, 1995, da ma'aikata samu ta yanzu sunan da ya zama mai sayar banki, "Finance da Credit."

Tarihi na aiki

A izini babban birnin kasar na banki a 2006 yayi daidai da biliyan biyu hryvnia. A shekarar 2007, kungiyar samu wani sabon tsari na ikon mallakar da kuma zama wata iyaka abin alhaki kamfanin. A watan Yuli na shekarar 2011, an yanke shawarar kara da izini babban birnin kasar na kudi cibiyoyin a miliyan 200 hryvnia. A shekara ta 2009, da ma'aikata da matsayi na hadin gwiwa stock kamfanin, kuma shi aka karkashin jagorancin Vladimir Khlyvnyuk, wanda aka sani a matsayin mai manyan saman-Head na Ukrainian bankuna.

A ko'ina cikin dogon tarihi na sake dubawa na "Finance da kuma Credit" Bank bar mai kyau ra'ayi game da ma'aikata, tun da shi yadda ya kamata don cika da wajibai. Cikakken hujja - kima a shekarar 2011 da rating dillancin "Credit-rating" da ake sa ga kafa matakin zuba jari sa uaBBB. A hasashen da aka yi karko. By Fabrairu 2012 da girma na Cibiyar ta dukiya tsaya a 22,877,292 biliyan hryvnia.

Bambanta tarihi da kuma sa hannu a cikin duniya da ƙungiyoyi

Back a tsakiyar 2014 na da kyau kwarai suna iya zama girman kai na kudi ma'aikata, "Finance da Credit." Banking abokan goyon da takwaransa, kamar yadda shi ne na kwarai, da kuma babban abu da fasaha da kuma tsare za'ayi da wajibai. Samar da ayyuka ga mutane da kuma shari'a abokai, ya taka leda a kungiyar na Association of Ukrainian bankuna da kuma wani memba na Ukrainian Stock Exchange PFTS da Kyiv Bank Union.

Akwai ya kasance mai mambobi na sanannun kasa da kasa da tsarin irin na visa International da kuma MasterCard International, Western Union, PARD da AVERS. A girman da dokokin birnin na ma'aikata da abin ya shafa zuwa na farko rukuni na bankuna. A hannun jeri na ma'aikata a matsayin kafin, da kuma yanzu zama na "Ascania" (45.92%), kuma PJSC «F & C Realty» (41,58% hannun jari). Babban amfana ne Ukrainian kasuwa da kuma dan majalisa Konstantin Valentinovich Zhevago.

A kudi yanayi a banki

Duk da cewa da kudi ma'aikata ya ci gaba da aiki, sake dubawa game da bankin "Finance da kuma Credit", wanda suna more kuma mafi m tare da wani mummunan inuwa, nuna akasin halin da ake ciki. A daidai da kudi wasan kwaikwayon na kungiyar a cikin Maris 2015 da dukiya da daidaita 41,470,386 hryvnia. Kawar da sadaukar da karkacewa 39183614 hryvnia da ãdalci tsaya a wani adadi na 2.286.773 hryvnia. Tunanin sa ne kawai da adadin ribar, wanda yake a cikin layi tare da sabuwar bayanai da aka debe 715.777 hryvnia.

A farko harbingers wahala

A farko reviews na banki, "Finance da kuma Credit", wanda busa bayanai don ki yi wani kudi ma'aikata da wajibai karkashin Deposit Yarjejeniyar, ya fara bayyana a farkon shekarar 2015. Customers na banki ba nan da nan amsa ga m halin da ake ciki, da dogaro a kan gaskiyar cewa dollar, sharply ya karu a lokacin, ya tilasta mutane da yawa kungiyoyi daga cikin kudi kansu a duba da manufofin ayyukan.

By Fabrairu 2015 yawan mutanen da m tare da aiki na banki ya karu da dubun, kuma ko da daruruwan sau. LonE lokuta zama na din-din-din sabon abu. Idan da farko mutanen ce cewa banki kawai jinkirta da biyan kudaden da watanni da dama, ko miƙa tsawaita karkashin sharadi gwargwado, a yau biyan mai daskarewa, da kuma kudi ma'aikata sun ce rashin tsabar kudi.

Mene ne mawuyaci halin da ake ciki?

Ba asiri da cewa wasu matsaloli saboda duniya da tattalin arziki halin da ake ciki da fuskantar da yawa cibiyoyin kudin Ukraine. Wasu daga cikin su suna hukuma bayyana fatarar, yayin da wasu da aka kawai hana da lasisi. Game da wannan halin da ake ciki, za mu iya cewa sashen na "Finance da kuma Credit" partially rufe saukar a fadin kasar. A kudi ma'aikata a sakamakon rikicin da Rasha ya rasa quite kudi mai yawa saboda katsewa na tarayya tare da masu zuba jari daga Moscow da kuma Moscow yankin.

Ya bayar da gudunmawar da halin da ake ciki sanya wata babbar birnin kasar outflow saboda tsoro daga cikin abokan ciniki da suka yi kokarin da sauri zuwa janye kudi daga kungiyar. A lokacin, ko da banki ba cika da wajibai a cikin m adadin, ta management ce cewa halin da ake ciki zai dattako da ewa ba. Kuma da National Bank a wani sauri da za a aiko don gudanarwa kungiyar, kamar yadda ya financially goyon bayan da kafa.

Gangamin da taro damunsu

A fatarar na banki, "Finance da kuma Credit", a cewar da dama na abokan ciniki, shi ne ba da nĩsa ba. A manyan yawan mutane sun ce ya rage daga watanni shida zuwa shekara guda kafin farkon tsiyacewa hanya. da beneficiary cibiyoyin da kuma Ukrainian mataimakin Zhevago kanta a fili ya furta cewa kudi ma'aikata ba fuskantar wasu matsaloli da barazana da komowar effects akwai. Abin da ya rage unsatisfied abokan ciniki, ya zauna, wani asiri. Mutanen da suka zama bã su gani da gudunmawar kan lokaci kwangila, tattara da kuma shirya gangami da kuma zanga-zanga. Events dauki wuri da hannu na kafofin watsa labarai , ba kawai a kusa da NBU a Kiev, amma kuma duk a kan Ukraine.

unprecedented rudeness

Baya da cewa duk da adibas na banki, "Finance kuma bashi" sun daskararre, kuma m zuwa ga masu, da yawa mutane magana game da rudeness a kan wani ɓangare daga cikin kungiyar. Tsare akwai rahotannin da ke cewa ofisoshin ba zai iya bayar da wani cikakken amsar wani daga cikin al'amurran da suka shafi game da biya. Akwai bayanai a kan surface tare da girmamawa ga mutanen da suke kokarin sake samu da istinbadi adibas. Complete watsi for abokan ciniki - wannan ba shi ne m, bisa ga m reviews.

Fassarori kada ka wuce

Baya da cewa NBU ya ba tukuna ƙa'ida gane da fatarar na banki, "Finance da kuma Credit" da kuma ya ba shiga wani rikon gwamnatinsa ta, to wannan hanya don magance halin da ake ciki tare da masu zuba jari, bisa ga abokan ciniki, tare da Cibiyar an same wasu karin zunubanku. Saboda haka, bisa ga fiye da daya dozin na rage 'yan asalin wanda bar su sake dubawa a kan Internet, Bankin daukan kudin canja wurin, amma bai yi su. Wasu abokan ciniki ce cewa ba adalci a guje irin wannan ma'aikata, kamar banki, "Finance da Credit." Fassarori kasuwanci abokan sun bayar, amma kudi ga mai karɓa saboda wasu dalilai ba su kai. Haka kuma, sun ba a mayar da su zuwa da mai shi. A sakamakon - asarar m waje abokan da kuma asarar da a cikin kasuwanci.

Menene ya faru da Internet banki?

Kamar yadda a wani manyan cibiyoyin kudin a Ukraine, a cikin tsarin na kamfanin sarrafa Internet Bank "Finance da kuma Credit". A baya can, ya kasance da wani amfani ga kayan aiki da rarraba kudi gudana daga kowane abokin ciniki. Transfer na kudi, biyan bashin da mai amfani da takardar kudi, tracking jihar na asusun, da kuma fiye da ya samuwa ga aikin. Yau kome ya canja da cika fuska, da kuma tabbatacce feedback game da sabis gaba daya maye gurbin zãlunci; abokan ciniki.

A cewar da yawa comments, online banki "Finance da kuma Credit" shi ne a yanzu kusan ba ya aiki. Idan iya shiga zuwa ga keɓaɓɓen account, shi ya auku bayan maimaita yunkurin. Mutane ce cewa a yau, wannan sabis ɗin ne cikakken m, tun da dukan aikin ne inoperative. Customers rubuta game da wannan a cikin online sabis ba ko da zai yiwu a duba balance a kan katin, kamar yadda babu bayani a kan su ba a nuna.

Abin da ya aikata Zhevago da kuma yadda maganarsa gaskiya?

Zhevago na aikin hukuma jawabai, da ya zama sananne cewa matsayi na banki, "Finance da kuma Credit" yanzu mai gamsarwa. Ya fito fili ya ce cewa matsaloli ba zai iya zama daga cikin tambaya, a kan m, da kudi ma'aikata ne tasowa nasara. Main m ya nace cewa kungiyar a yanzu na samar da ayyuka ga m yawan flagship masana'antu, wanda aka yi haƙuri kara ta samar. Wannan tattalin arziki akai zama} ashin ga ci gaba a nan gaba.

Bankin «kudi da Credit» Mai magana a fili game da gaskiyar cewa kudi ma'aikata consistently fice taimako zuwa ga abokan ciniki batun da hani da aka aza NBU. Yadda aka bayyana a cikin mataimakin Zhevago bayanai gaskiya ne, da wuya sosai ga hukunci, kamar yadda da yawa abokin ciniki reviews indignantly bayar da shawarar in ba haka ba. Don ce more, wasu daga cikin kafofin watsa labaru leaked bayanai cewa zance a mataimakinsa a cikin kasuwanci ba za haka da kyau, sai ya ce. Bisa ga duba rahoton da kamfanin «Ferrexpo», bondholders sun samu wani tsari domin bashi sake fasalin kudin. Yana kawai nuna wani babban Yiwuwar default Ukrainian oligarch.

Kada ajiye ko refinancing

News rahoton cewa Institute of "Finance kuma bashi" abokin bankuna ki tare da zuwan na farko matsaloli. Wasu matsaloli bayyana a lokacin da ƙoƙarin samun refinancing daga NBU. Liquidity matsalolin da suka faru a lokacin daga Disamba 2014 zuwa Janairu 2015, kawai ta ci gaba. Da farko goyon baya daga banki Gontareva sashen da aka bai kawai zuwa tsakiyar Fabrairu a cikin adadin miliyan 700 hryvnia. A watan Maris na 2015 ya karbi bayanai game da gaba refinancing a cikin adadin 276 miliyan hryvnia, da kuma kadan daga baya - 750 miliyan hryvnia.

Maimaita injections na babban birnin kasar ba kawo ake so sakamako saboda manyan outflows. The fayil na adibas daga lokacin da na abin da ya faru na farko matsaloli da kuma na farko karfafawa aro daga NBU, ya ragu da 18.5 biliyan hryvnia, kuma ta karshen watan Yuni na kudi ma'aikata dauki wani 16.5 biliyan hryvnia. Bisa ga bayanin da mujallar «Forbes», da karshen watan Yuni, masu zuba jari ga gaci game da 400 da'awar da bankin, bisa ga abin ya zamar masa dole ya biya kudi don su abokan ciniki.

An m bi da bi abubuwan da suka faru da kuma rungumar

Duk da cewa da yawa abokan ciniki na banki ne a kan hannun kotun yanke shawara, bisa ga abin da kudi ma'aikata ake bukata biya bashin, suka har yanzu ba zai iya samun su adibas. Matsalar shi ne cewa zartarwa sabis ki dauki wani mataki dangane da shawarar da Kiev District Gudanarwa Kotun. Ka tuna cewa Balaklitsky hukunci ba da request, bisa ga abin da zartarwa sabis, da kuma wani na hukumomin, hakkokin da kambun a fuskar NBU da kuma ta yankin iko, ciki har da kudi cibiyoyin kamar "Ukreximbank", "Pravex-Bank", "Uksotsbank" da kuma "Citibank", a hana musu hakkin a gudanar da wani mataki a kan danniyan da kisa da aka kama daga asusun na banki, "Finance da kuma bashi."

Mutane da yawa abokan ciniki zaton cewa mai shi na banki, "Finance da kuma Credit" yana kokarin kiyaye shi da ninkaya a cikin kowane hanya, ciki har da a kudi na masu zuba jari. Akwai bayanai da cewa wasu daga cikin masu da adibas samu bada shawarwari, a karkashin abin da suka kasance shirye ya ba da shi a hannun 50 bisa dari na ajiya, amma a yanayin da cewa na biyu rabin zai kasance a cikin kudi ma'aikata. Alkalin da kuma magana game da yadda m bayanai daga kafofin watsa labarai da kuma abokin ciniki reviews, matsala. Ya zauna a saka idanu da halin da ake ciki da kuma yin dace karshe a kan gaskiyar da taron.